519 Moore St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 519 Moore St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,786 sqft · built 2000
Lot Size	0.964 acres (41,992 sqft)
Owner	2 Individual Names on Record
Last Sale	$357,000 (Dec 2017)
Tax Bill	$8,699 (2025)
Deeds & Mortgages	May 2021 Refinance Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:033-10550 B:52K L:0`

Property Details

APN / Parcel Number

Primary APN	`M:033-10550 B:52K L:0`
Alternative APNs	`LUDL M:33 B:10550 P:52K` `5945`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,786 sqft Living Area
Gross Area	4,906 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	41,992 sqft (0.964 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5945
Street Address	519 MOORE ST
City	LUDLOW
State	MA
Zip	01056-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	10550
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3015
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	519 MOORE ST, LUDLOW, MA 01056-1607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MUTUAL OF OMAHA MORTGAGE
Mar 13, 2026	Deed of Trust, Mortgage CITIZENS BANK
Jun 27, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC
Dec 14, 2017	Quit Claim Deed, Transfer · VA Mortgage MORTGAGE NTWK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2017 · Amount on Record
Deed Sale	Dec 14, 2017 · Amount on Record
Prior Sale	May 16, 2000 · Amount on Record
Deed Book / Page	21987 / 64
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	519 MOORE ST, LUDLOW, MA 01056-1607
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	023902-113
Date	May 25, 2021
Book Page	23902/113
Instrument	35786

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Jun 1, 2046

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	519 MOORE ST, LUDLOW, MA 01056-1607
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	026252-404
Date	Mar 13, 2026
Book Page	26252/404
Instrument	10939

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2051

Interest

Rate Type	Adjustable Rate

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	519 MOORE ST, LUDLOW, MA 01056-1607
Document Number	22761-36
Instrument Date	Jun 27, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	519 MOORE ST LUDLOW MA 010561607, LUDLOW, MA 01056-1607

Mortgage

Document Number	22761-36
Date	Jul 19, 2019
Book Page	022761/000036
Instrument	39548

Lender

Name	PENNYMAC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2049

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Dec 14, 2017
Property Address	519 MOORE ST, LUDLOW, MA 01056-1607
Document Number	21987-64
Book / Page	021987 / 000064
Instrument Date	Dec 12, 2017
Instrument	74131
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,660.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 BRIMFIELD ST LUDLOW MA 010563541, LUDLOW, MA 01056-3541

Mortgage

Document Number	21987-69
Date	Dec 14, 2017
Book Page	021987/000069
Instrument	74133

Lender

Name	MORTGAGE NTWK
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 13, 2047

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,699.00 (+5.14%)	$501,400 (+9.62%) Land $91,300 Building $410,100	$599,735 (+4.21%)
2024	$8,274.00 (+3.94%)	$457,400 (+12.11%) Land $91,300 Building $366,100	$575,510
2023	$7,960.00	$408,000 Land $75,900 Building $332,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Moore St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures