487 Moore St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 487 Moore St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1987
Lot Size	0.981 acres (42,732 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Oct 2003)
Tax Bill	$6,338 (2025)
Deeds & Mortgages	Jun 2022 Refinance Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:032-10550 B:31F L:0`

Property Details

APN / Parcel Number

Primary APN	`M:032-10550 B:31F L:0`
Alternative APNs	`LUDL M:32 B:10550 P:31F` `5920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	3,753 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	42,732 sqft (0.981 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	5920
Street Address	487 MOORE ST
City	LUDLOW
State	MA
Zip	01056-1628
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	10550
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3015
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records · APN M:032-10550 B:31F L:0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	487 MOORE ST, LUDLOW, MA 01056-1628
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 06, 2022	Quit Claim Deed, Transfer · Stand-Alone Refinance LUSO FCU
Oct 26, 2018	Deed of Trust, Mortgage · Line of Credit ARRHA CU
Oct 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage ARRHA CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 03, 2003 · Amount on Record
Deed Sale	Oct 03, 2003 · Amount on Record
Prior Sale	Apr 25, 1996 · Amount on Record
Last Transfer Date	May 25, 2022
Transfer Doc	024579-332
Record Updated	Sep 20, 2026

June 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jun 06, 2022
Property Address	487 MOORE ST, LUDLOW, MA 01056-1628
Document Number	024579-332
Book / Page	24579 / 332
Instrument Date	May 25, 2022
Instrument	34083
Transaction Type	Transfer
Record Updated	Nov 15, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 MOORE ST, LUDLOW, MA 01056-1628

Mortgage

Document Number	024579-335
Date	Jun 06, 2022
Book Page	24579/335
Instrument	34084

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Jul 01, 2042

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	487 MOORE ST, LUDLOW, MA 01056-1628
Document Number	22427-264
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 MOORE ST LUDLOW MA 010561628, LUDLOW, MA 01056-1628

Mortgage

Document Number	22427-264
Date	Oct 31, 2018
Book Page	022427/000264
Instrument	65482

Lender

Name	ARRHA CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	487 MOORE ST, LUDLOW, MA 01056-1628
Document Number	22427-251
Instrument Date	Oct 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	487 MOORE ST LUDLOW MA 010561628, LUDLOW, MA 01056-1628

Mortgage

Document Number	22427-251
Date	Oct 31, 2018
Book Page	022427/000251
Instrument	65481

Lender

Name	ARRHA CU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 30, 2048

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,338.00 (+3.9%)	$365,300 (+8.33%) Land $91,800 Building $273,500	$407,835 (+4.81%)
2024	$6,100.00 (+5.52%)	$337,200 (+13.8%) Land $91,800 Building $245,400	$389,120
2023	$5,781.00	$296,300 Land $76,300 Building $220,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 7, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: AT&T.

Based on FCC filings for 76 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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