555 Moore St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 555 Moore St, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,232 sqft · built 1991
Lot Size	0.919 acres (40,032 sqft)
Owner	2 Individual Names on Record
Last Sale	$31,800 (Jun 1991)
Tax Bill	$5,228 (2025)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2024 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:033-10550 B:52C L:0`

Property Details

APN / Parcel Number

Primary APN	`M:033-10550 B:52C L:0`
Alternative APNs	`LUDL M:33 B:10550 P:52C` `5938`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	4,032 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,032 sqft (0.919 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	5938
Street Address	555 MOORE ST
City	LUDLOW
State	MA
Zip	01056-1607
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	10550
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	3
Census Block	3015
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	555 MOORE ST, LUDLOW, MA 01056-1607
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2024	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT
Jan 29, 2024	Deed of Trust, Mortgage · ARM PHH US MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 26, 1991 · Amount on Record
Deed Sale	Jun 26, 1991 · Amount on Record
Record Updated	Sep 20, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	555 MOORE ST, LUDLOW, MA 01056-1607
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025304-34
Date	Jan 29, 2024
Book Page	25304/34
Instrument	3852

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount Recorded
Term	1009 Months
Due	Feb 1, 2108

Interest

Rate Type	Adjustable Rate
Rate	7.02%
Type Change Date	Mar 1, 2024
Index	Other

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	555 MOORE ST, LUDLOW, MA 01056-1607
Transaction Type	Mortgage
Record Updated	Feb 16, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025304-21
Date	Jan 29, 2024
Book Page	25304/21
Instrument	3851

Lender

Name	PHH US MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	1009 Months
Due	Feb 1, 2108

Interest

Rate Type	Adjustable Rate
Rate	7.02%
Type Change Date	Mar 1, 2024
Index	Other

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,228.00 (+4.56%)	$301,300 (+9.01%) Land $90,000 Building $211,300	$409,070 (+5.59%)
2024	$5,000.00 (+6.84%)	$276,400 (+15.21%) Land $90,000 Building $186,400	$387,410
2023	$4,680.00	$239,900 Land $74,800 Building $165,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1984–2013)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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