498 Moore St, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 498 Moore St, Ludlow, MA 01056

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,842 sqft · built 2000
Lot Size1.96 acres (85,465 sqft)
Owner2 Individual Names on Record
Last Sale$250,000 (Dec 2008)
Tax Bill$7,805 (2026)
Deeds & MortgagesNov 2020 Refinance
Flood ZoneZone X (minimal risk)
APNM:033-10550 B:51A L:0

Property Details

APN / Parcel Number

Primary APNM:033-10550 B:51A L:0
Alternative APNs
  • LUDL M:33 B:10550 P:51A
  • 5926

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,842 sqft Living Area
Gross Area6,573 sqft
Basement Area1,842 sqft
Unfinished Basement1,842 sqft

Exterior

Year BuiltBuilt 2000
Effective Year BuiltEffective 2000
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area85,465 sqft (1.96 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number5926
Street Address498 MOORE ST
CityLUDLOW
StateMA
Zip01056-1627
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionMOORE WOODS
Legal Block10550
JurisdictionLUDLOW MA
Township / Civil DivisionLUDLOW
Census Block Group3
Census Block3018
Census Tract810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address498 MOORE ST, LUDLOW, MA 01056-1627
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 5, 2008 · Amount on Record
Deed SaleDec 5, 2008 · Amount on Record
Prior SaleAug 13, 1999 · Amount on Record
Deed Document Number200877661
Deed Book / Page17568 / 440
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUDLOW MA
Property Address498 MOORE ST, LUDLOW, MA 01056-1627
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number23528-359
DateNov 10, 2020
Book Page23528/359
Instrument66465
Lender
NameNORCOM MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyHampden County
County SubdivisionLudlow Town
Unified School DistrictLudlow School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$7,805.00 (+0.62%)$487,500 (+9.04%) Land $103,200 Building $384,300$471,669 (+1.66%)
2025$7,757.00 (+5.48%)$447,100 (+9.99%) Land $93,900 Building $353,200$463,980 (+5.1%)
2024$7,354.00 (+6.21%)$406,500 (+14.54%) Land $93,900 Building $312,600$441,465
2023$6,924.00$354,900 Land $78,100 Building $276,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1984–2013)
Claims Outside the SFHA2 of 4
Most Recent ClaimJun 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 50

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Moore St

Nearby Streets

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