519 Emerald Dr, Lake Arrowhead, CA 92352 Property Records

San Bernardino County property record for 519 Emerald Dr, Lake Arrowhead, CA 92352

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,796 sqft · built 1998
Lot Size	0.373 acres (16,250 sqft)
Owner	Company Name on Record
Last Sale	$649,000 (Oct 2016)
Tax Bill	$8,509 (2025)
Deeds & Mortgages	Jul 2020 Reverse Mortgage Apr 2017 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`0331-054-03-0000`

Property Details

APN / Parcel Number

Primary APN	`0331-054-03-0000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,796 sqft Living Area
Gross Area	5,574 sqft
1st Floor Area	2,460 sqft
2nd Floor Area	1,336 sqft
Basement Area	1,250 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Chalet/Alpine
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	16,250 sqft (0.373 acres)
View / Lot	Lake
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio/Porch
Porch Area	899 sqft
Deck Area	924 sqft
Patio Area	899 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	519 EMERALD DR
City	LAKE ARROWHEAD
State	CA
Zip	92352
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LARS14M
Legal Description	TRACT 10944 LOT 3
Legal Subdivision	BIG BEAR HIGHLANDS
Legal Tract	10944
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	LAKE ARROWHEAD
Census Block Group	2
Census Block	2010
Census Tract	10906

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 3456, LAKE ARROWHEAD, CA 92352-3456
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jul 6, 2020	Intrafamily Transfer, Transfer · Reverse Mortgage AMERICAN ADVISORS GROUP
Apr 27, 2017	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Apr 27, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2016 · Amount on Record
Deed Sale	Oct 31, 2016 · Amount on Record
Prior Sale	Mar 29, 2013 · Amount on Record
Deed Document Number	2016456063
Last Transfer Date	May 7, 2020
Transfer Doc	0000222988
Record Updated	Sep 20, 2026

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jul 6, 2020
Property Address	519 EMERALD DR, LAKE ARROWHEAD, CA 92352
Document Number	0000222988
Map Reference	MB 254 PG 49-51
Instrument Date	May 7, 2020
Instrument	2020-0222988
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FNC TITLE SERVICES LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	519 EMERALD DR, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000222989
Date	Jul 6, 2020
Instrument	2020-0222989

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	869 Months
Due	Dec 6, 2092

Interest

Rate Type	Adjustable Rate

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	519 EMERALD DR, LAKE ARROWHEAD, CA 92352
Document Number	0000181591
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 21, 2017
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	519 EMERALD DR LAKE ARROWHEAD CA 92352, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000181591
Date	May 2, 2017
Instrument	181591

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74137

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.49%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	519 EMERALD DR, LAKE ARROWHEAD, CA 92352
Document Number	0000181592
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	Nov 16, 2018
Title Company	CORINTHIAN TITLE COMPANY, CORINTHIAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	519 EMERALD DR LAKE ARROWHEAD CA 92352, LAKE ARROWHEAD, CA 92352

Mortgage

Document Number	0000181592
Date	May 2, 2017
Instrument	181592

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.49%

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Rim of the World Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$768,286 (+2%) Land $153,657 Building $614,629
2025	$8,509.00 (+6.75%) Homeowner's exemption	$753,221 (+4.04%) Land $150,644 Building $602,577
2023	$7,971.00 (+2.1%) Homeowner's exemption	$723,972 Land $144,794 Building $579,178
2022	$7,807.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 72% of California
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SBDNO COUNTY SERVICE AREA 70 CEDAR GLEN serves 1,240 people · EPA ID CA3610026
Water Source	Purchased surface water from CLAWA
Last State Inspection	Apr 2021
Also Mapped Here	LAKE ARROWHEAD CSD
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Oct 2012
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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