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5189 Old Cove Rd, Clarkston, MI 48346 Property Records

Oakland County property record for 5189 Old Cove Rd, Clarkston, MI 48346

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,984 sqft · built 1981
Lot Size0.253 acres (11,021 sqft)
Owner2 Individual Names on Record
Last Sale$355,500 (Mar 2024)
Tax Bill$3,746 (2025)
Deeds & MortgagesMar 2024 Sale & Mortgage
Feb 2021 Transfer
+ 3 more
Flood ZoneZone X (minimal risk)
APNJ-08-34-201-030

Property Details

APN / Parcel Number

Primary APNJ-08-34-201-030

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area1,984 sqft Living Area
1st Floor Area1,321 sqft
Basement Area663 sqft
Finished Basement1,269 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1981
Exterior MaterialBrick
Foundation TypeSlab (Mat/Raft)
Lot Area11,021 sqft (0.253 acres)
Garage Area399 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area75 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address5189 OLD COVE RD
CityCLARKSTON
StateMI
Zip48346-3820
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionT4N, R9E, SEC 34 LAKE OAKLAND WOODS NO 3 LOT 232
Legal Range9E
Legal Township4N
Legal Section34
Legal SubdivisionOAKLAND
Legal Lot Number232
JurisdictionOAKLAND MI
Township / Civil DivisionINDEPENDENCE
Census Block Group4
Census Block4001
Census Tract127700

Owner

Source: Oakland County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5189 OLD COVE RD, CLARKSTON, MI 48346-3820
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2024Warranty Deed, Transfer · Conventional Mortgage
KAYE FINANCIAL CORP
Feb 9, 2021Intrafamily Transfer, Transfer
Jun 29, 2020Intrafamily Transfer, Transfer
Feb 5, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Nov 17, 2017Warranty Deed, Transfer · Conventional Mortgage
HALL FINANCIAL GROUP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 22, 2024 · Amount on Record
Deed SaleMar 22, 2024 · Amount on Record
Prior SaleNov 17, 2017 · Amount on Record
Deed Document Number202428417
Deed Book / Page59238 / 755
Prior Transfer DateJan 16, 2021
Prior Transfer Doc0000035970
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateMar 22, 2024
Property Address5189 OLD COVE RD, CLARKSTON, MI 48346-3820
Document Number0000028417
Book / Page59238 / 755
Map ReferenceLB 165 PG 37
Instrument DateMar 15, 2024
Instrument28417
Transaction TypeTransfer
Record UpdatedApr 5, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,666.25
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5189 OLD COVE RD, CLARKSTON, MI 48346-3820

Mortgage

Document Number0000027692
DateMar 20, 2024
Book Page59234/711
Instrument27692
Lender
NameKAYE FINANCIAL CORP
TypeFunding / Finance Company
AddressFARMINGTON, MI 48334
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

February 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateFeb 9, 2021
Property Address5189 OLD COVE RD, CLARKSTON, MI 48346-3820
Document Number0000035970
Book / Page55665 / 613
Map ReferenceLB 165 PG 37
Instrument DateJan 16, 2021
Instrument35970
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5189 OLD COVE RD, CLARKSTON, MI 48346-3820

June 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOAKLAND MI
Recording DateJun 29, 2020
Property Address5189 OLD COVE RD, CLARKSTON, MI 48346-3820
Document Number0000126029
Book / Page54419 / 252
Map ReferenceLB 165 PG 37
Instrument DateJun 24, 2020
Instrument126029
Transaction TypeTransfer
Record UpdatedJun 29, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5189 OLD COVE RD, CLARKSTON, MI 48346-3820

February 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionOAKLAND MI
Recording DateFeb 5, 2019
Property Address5189 OLD COVE RD, CLARKSTON, MI 48346-3820
Document Number0000017965
Book / Page052560 / 000138
Instrument DateJan 26, 2019
Instrument17965
Transaction TypeTransfer
Record UpdatedFeb 21, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address5189 OLD COVE RD CLARKSTON MI 483463820, CLARKSTON, MI 48346-3820

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateNov 17, 2017
Property Address5189 OLD COVE RD, CLARKSTON, MI 48346-3820
Document Number0000212589
Book / Page51301 / 00072
Map ReferenceLB 165 PG 37
Instrument DateNov 13, 2017
Instrument212589
Transaction TypeTransfer
Record UpdatedJun 29, 2021
Title CompanyFIRST AMERICAN TITLE INSURAN

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,883.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5189 OLD COVE RD, 5189, CLARKSTON, MI 48346-3820

Transferred To (Grantee/Buyer)

NameVerified Name
Address5189 OLD COVE RD, CLARKSTON, MI 48346-3820

Mortgage

Document Number0000212590
DateNov 17, 2017
Instrument212590
Lender
NameHALL FINANCIAL GROUP
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of February 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
County SubdivisionIndependence Charter Township
Unified School DistrictClarkston Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,746.00 (-0.19%) Homeowner's exemption$173,900 (+16.17%) Land $38,000 Building $135,900$347,800 (+16.17%) Land $76,000 Building $271,800
2024$3,753.00 (+11.46%)
2023$149,700 Land $28,100 Building $121,600$299,400 Land $56,200 Building $243,200
2022$3,367.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDEPENDENCE TOWNSHIP
serves 11,790 people · EPA ID MI0003342
Water SourceGroundwater
Last State InspectionNov 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
AT&T
DSL · Fiber in parts of the area		100 / 20

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