Oakland County property record for 5181 Old Cove Rd, Clarkston, MI 48346
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,635 sqft · built 1986 |
| Lot Size | 0.252 acres (10,977 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $233,200 (May 2020) |
| Tax Bill | $2,921 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Apr 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | J-08-34-201-031 |
| Primary APN | J-08-34-201-031 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,635 sqft Living Area |
| 1st Floor Area | 972 sqft |
| Basement Area | 663 sqft |
| Finished Basement | 920 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Wood Siding |
| Lot Area | 10,977 sqft (0.252 acres) |
| Lot Dimensions | 157 ft deep x 70 ft wide |
| Garage Area | 404 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 75 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 5181 OLD COVE RD |
|---|---|
| City | CLARKSTON |
| State | MI |
| Zip | 48346-3820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | T4N, R9E, SEC 34 LAKE OAKLAND WOODS NO 3 LOT 233 |
| Legal Range | 9E |
| Legal Township | 4N |
| Legal Section | 34 |
| Legal Subdivision | OAKLAND |
| Legal Lot Number | 233 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 127700 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5181 OLD COVE RD, CLARKSTON, MI 48346-3820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2021 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Apr 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STAUNTON FINANCIAL INC |
| May 12, 2020 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Jan 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CASON HM LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 12, 2020 · Amount on Record |
| Deed Sale | May 12, 2020 · Amount on Record |
| Deed Document Number | 202092310 |
| Deed Book / Page | 54197 / 395 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5181 OLD COVE RD, CLARKSTON, MI 48346-3820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 5181 OLD COVE RD, CLARKSTON, MI 48346-3820 |
| Document Number | 0000270234 |
|---|---|
| Date | Dec 8, 2021 |
| Book Page | 57153/838 |
| Instrument | 270234 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5181 OLD COVE RD, CLARKSTON, MI 48346-3820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000085005 |
|---|---|
| Date | Apr 28, 2020 |
| Book Page | 54143/838 |
| Instrument | 85005 |
| Name | STAUNTON FINANCIAL INC |
|---|---|
| Type | Non-Lending Institution |
| Address | SOUTHFIELD, MI 48075 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | May 12, 2020 |
| Property Address | 5181 OLD COVE RD, CLARKSTON, MI 48346-3820 |
| Document Number | 0000092310 |
| Book / Page | 54197 / 395 |
| Map Reference | LB 165 PG 37 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 92310 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,008.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5181 OLD COVE RD, CLARKSTON, MI 48346-3820 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 5181 OLD COVE RD, CLARKSTON, MI 48346-3820 |
| Document Number | 0000010084 |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5181 OLD COVE RD CLARKSTON MI 483463820, CLARKSTON, MI 48346-3820 |
| Document Number | 0000010084 |
|---|---|
| Date | Jan 15, 2020 |
| Book Page | 053707/000450 |
| Instrument | 10084 |
| Name | CASON HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | PALM BEACH GARDENS, FL 33408 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 14, 2035 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Independence Charter Township |
| Unified School District | Clarkston Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,921.00 (-31.54%) Homeowner's exemption | $164,400 (+19.65%) Land $38,000 Building $126,400 | $328,800 (+19.65%) Land $76,000 Building $252,800 |
| 2024 | $4,267.00 (+11.44%) | ||
| 2023 | $137,400 Land $28,100 Building $109,300 | $274,800 Land $56,200 Building $218,600 | |
| 2022 | $3,829.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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