Oakland County property record for 5173 Old Cove Rd, Clarkston, MI 48346
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,920 sqft · built 1986 |
| Lot Size | 0.253 acres (11,021 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Jan 2026) |
| Tax Bill | $3,170 (2025) |
| Deeds & Mortgages | Jan 2026 Sale & Mortgage Nov 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | J-08-34-201-032 |
| Primary APN | J-08-34-201-032 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 1,257 sqft |
| Basement Area | 663 sqft |
| Finished Basement | 1,205 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 11,021 sqft (0.253 acres) |
| Lot Dimensions | 157 ft deep x 70 ft wide |
| Garage Area | 404 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 75 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 5173 OLD COVE RD |
|---|---|
| City | CLARKSTON |
| State | MI |
| Zip | 48346-3820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1A |
| Legal Description | T4N, R9E, SEC 34 LAKE OAKLAND WOODS NO 3 LOT 234 |
| Legal Range | 9E |
| Legal Township | 4N |
| Legal Section | 34 |
| Legal Subdivision | OAKLAND |
| Legal Lot Number | 234 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 127700 |
Source: Oakland County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4989 MENOMINEE LN, CLARKSTON, MI 48348-2276 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 23, 2026 | Warranty Deed, Transfer · Conventional Mortgage HFG HOLDINGS INC |
| Nov 21, 2019 | Intrafamily Transfer, Transfer · FHA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Oct 29, 2019 | Warranty Deed, Transfer STERLING TITLE AGENCY |
| Oct 31, 2019 | Warranty Deed, Transfer STERLING TITLE AGENCY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2026 · Amount on Record |
| Deed Sale | Jan 23, 2026 · Amount on Record |
| Prior Sale | Nov 21, 2019 |
| Deed Document Number | 202610396 |
| Deed Book / Page | 60895 / 30 |
| Prior Transfer Date | Oct 23, 2019 |
| Prior Transfer Doc | 0000196767 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jan 23, 2026 |
| Property Address | 5173 OLD COVE RD, CLARKSTON, MI 48346-3820 |
| Document Number | 20260010396 |
| Book / Page | 60895 / 30 |
| Map Reference | LB 165 PG 37 |
| Instrument Date | Jan 20, 2026 |
| Instrument | 20260010396 |
| Transaction Type | Transfer |
| Record Updated | Mar 6, 2026 |
| Title Company | CAPITAL TITLE INSURANCE AGENCY, CAPITAL TITLE INSURANCE AGCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5173 OLD COVE RD, CLARKSTON, MI 48346-3820 |
| Name | Verified Name |
|---|---|
| Address | 4989 MENOMINEE LN, CLARKSTON, MI 48348-2276 |
| Document Number | 0060912291 |
|---|---|
| Date | Jan 23, 2026 |
| Instrument | 60912/291 |
| Name | HFG HOLDINGS INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 21, 2019 |
| Property Address | 5173 OLD COVE RD, CLARKSTON, MI 48346-3820 |
| Document Number | 0000196767 |
| Book / Page | 53537 / 00313 |
| Map Reference | LB 165 PG 37 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 196767 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5173 OLD COVE RD, CLARKSTON, MI 48346-3820 |
| Document Number | 5353700304 |
|---|---|
| Date | Nov 21, 2019 |
| Instrument | 53537/00304 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 29, 2019 |
| Property Address | 5173 OLD COVE RD, CLARKSTON, MI 48346-3820 |
| Document Number | 0000179939 |
| Book / Page | 53436 / 00619 |
| Map Reference | LB 165 PG 37 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 179939 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Title Company | STERLING TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $174.35 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8351 PINE LAKE DR, 8351, DAVISBURG, MI 48350-2048 |
| Name | Verified Name |
|---|---|
| Address | 5173 OLD COVE RD, CLARKSTON, MI 48346-3820 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 31, 2019 |
| Property Address | 5173 OLD COVE RD, CLARKSTON, MI 48346-3820 |
| Document Number | 0000182399 |
| Book / Page | 053451 / 000869 |
| Instrument Date | Oct 23, 2019 |
| Instrument | 182399 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2020 |
| Title Company | STERLING TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,348.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5173 OLD COVE RD CLARKSTON MI 483463820, CLARKSTON, MI 48346-3820 |
Source: Oakland County assessment roll, as of February 4, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Independence Charter Township |
| Unified School District | Clarkston Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,170.00 (-33.83%) Homeowner's exemption | $182,200 (+19.16%) Land $38,000 Building $144,200 | $364,400 (+19.16%) Land $76,000 Building $288,400 |
| 2024 | $4,791.00 (+15.31%) | ||
| 2023 | $152,900 Land $28,100 Building $124,800 | $305,800 Land $56,200 Building $249,600 | |
| 2022 | $4,155.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE TOWNSHIP serves 11,790 people · EPA ID MI0003342 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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