Gaston County property record for 518 Stuart Rdg, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,534 sqft · built 1989 |
| Lot Size | 0.96 acres (41,818 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $539,500 (Nov 2016) |
| Tax Bill | $7,140 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Jan 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 16006 00139 |
| Primary APN | 16006 00139 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,534 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Cape Cod |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 41,818 sqft (0.96 acres) |
| Porch | Porch |
| Porch Area | 456 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 518 STUART RDG |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1H |
| Legal Description | CRAMER MOUNTAIN BLK G L 59 16 006 001 39 000 |
| Legal Block | G |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 32508 |
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 518 STUART RDG, CRAMERTON, NC 28032-1632 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP |
| Jan 24, 2017 | Loan Modification, Mortgage · Conventional with PMI AMERICAN SEC MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2016 · Amount on Record |
| Deed Sale | Nov 21, 2016 · Amount on Record |
| Prior Sale | Feb 2, 2009 · Amount on Record |
| Deed Book / Page | 4880 / 1967 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 518 STUART RDG, CRAMERTON, NC 28032-1632 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0051920454 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 5192/454 |
| Name | AMERICAN SECURITY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28207 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 518 STUART RDG, CRAMERTON, NC 28032-1632 |
| Document Number | 0048920793 |
| Book / Page | 004892 / 000793 |
| Instrument Date | Jan 24, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2017 |
| Name | Verified Name |
|---|---|
| Address | 518 STUART RDG CRAMERTON NC 280321632, CRAMERTON, NC 28032-1632 |
| Document Number | 0048920793 |
|---|---|
| Date | Jan 27, 2017 |
| Book Page | 004892/000793 |
| Name | AMERICAN SEC MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,140.00 (-2.46%) | $693,890 (-) Land $92,120 Building $601,770 | |
| 2023 | $7,320.00 | $693,890 Land $92,120 Building $601,770 | |
| 2021 | $518,440 Land $62,720 Building $455,720 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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