Gaston County property record for 523 Stuart Rdg, Cramerton, NC 28032
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 8,232 sqft · built 1992 |
| Lot Size | 0.8 acres (34,848 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $960,000 (Jun 2019) |
| Tax Bill | $14,559 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16006 00152 |
| Primary APN | 16006 00152 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 17 Plumbing Fixtures |
| Total Rooms | 12 Rooms |
| Stories | 2 Stories |
| Building Area | 8,232 sqft Heated Area |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 34,848 sqft (0.8 acres) |
| Porch | Porch |
| Porch Area | 728 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 523 STUART RDG |
|---|---|
| City | CRAMERTON |
| State | NC |
| Zip | 28032-1633 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | CRAMER MOUNTAIN BLK G L 46 16 006 001 52 000 |
| Legal Subdivision | HARBOR POINT SUBDIVISION |
| Legal Block | G |
| Jurisdiction | GASTON NC |
| Township / Civil Division | SOUTH POINT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 32508 |
523 Stuart Rdg is owned and occupied by two individuals who bought it in June 2019.
Source: Gaston County records, as of August 31, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 523 STUART RDG, CRAMERTON, NC 28032-1633 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Apr 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Jun 4, 2019 | Warranty Deed, Transfer BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2019 · Amount on File |
| Deed Sale | Jun 4, 2019 · Amount on File |
| Prior Sale | Jun 1, 1989 · Amount on File |
| Deed Book / Page | 5045 / 1131 |
| Prior Transfer Date | May 7, 2016 |
| Prior Transfer Doc | 0048520416 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 523 STUART RDG, CRAMERTON, NC 28032-1633 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052121940 |
|---|---|
| Date | Mar 29, 2021 |
| Book Page | 5212/1940 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GASTON NC |
| Property Address | 523 STUART RDG, CRAMERTON, NC 28032-1633 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0052141276 |
|---|---|
| Date | Apr 1, 2021 |
| Book Page | 5214/1276 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GASTON NC |
| Recording Date | Jun 4, 2019 |
| Property Address | 523 STUART RDG, CRAMERTON, NC 28032-1633 |
| Document Number | 0050451131 |
| Book / Page | 005045 / 001131 |
| Instrument Date | Jun 4, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,920.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 523 STUART RDG CRAMERTON NC 280321633, CRAMERTON, NC 28032-1633 |
| Document Number | 50451133 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 005045/001133 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jun 3, 2049 |
Source: Gaston County assessment roll, as of August 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Gaston County |
| Municipality | Cramerton Town |
| Unified School District | Gaston County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $14,559.00 | $1,414,900 (-) Land $126,900 Building $1,288,000 | |
| 2025 | $14,559.00 (-0.33%) | $1,414,900 (+2.19%) Land $126,900 Building $1,288,000 | |
| 2023 | $14,607.00 | $1,384,600 Land $126,900 Building $1,257,700 | |
| 2021 | $939,590 Land $86,400 Building $853,190 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 523 Stuart Rdg in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 523 Stuart Rdg is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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