519 Stuart Rdg, Cramerton, NC 28032 Property Records

Gaston County property record for 519 Stuart Rdg, Cramerton, NC 28032

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 3,176 sqft · built 1994
Lot Size0.7 acres (30,492 sqft)
OwnerIndividual Name on Record
Last Sale$529,000 (Jul 2020)
Tax Bill$5,922 (2026)
Deeds & MortgagesOct 2022 Line of Credit
Nov 2022 Transfer
+ 4 more
Flood ZoneZone X (minimal risk)
APN16006 00154

Property Details

APN / Parcel Number

Primary APN16006 00154
Alternative APN
  • 196178

Interior

Bedrooms5 Beds
Full Baths4 Baths
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area3,176 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleCustom Design
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area30,492 sqft (0.7 acres)
PorchPorch
Porch Area72 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address519 STUART RDG
CityCRAMERTON
StateNC
Zip28032-1633
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1H
Legal DescriptionCRAMER MOUNTAIN BLK G L 44 16 006 001 54 000
Legal SubdivisionCRAMER MOUNTAIN COUNTRY CLUB
Legal BlockG
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group2
Census Block2000
Census Tract32508

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address519 STUART RDG, CRAMERTON, NC 28032-1633
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 25, 2022Deed of Trust, Mortgage · Line of Credit
THIRD FSLA OF CLEVELAND
Nov 29, 2022Intrafamily Transfer, Transfer
Nov 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Jul 21, 2020Warranty Deed, Transfer · Conventional Mortgage
MOVEMENT MORTGAGE
Jun 7, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Jun 6, 2017Warranty Deed, Transfer · Conventional Mortgage
REGIONS BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2020 · Amount on Record
Deed SaleJul 21, 2020 · Amount on Record
Prior SaleJun 6, 2017 · Amount on Record
Deed Book / Page5140 / 419
Last Transfer DateNov 18, 2022
Transfer Doc0053800298
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address519 STUART RDG, CRAMERTON, NC 28032-1633
Transaction TypeMortgage
Record UpdatedNov 29, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address519 STUART RDG, CRAMERTON, NC 28032-1633

Mortgage

Document Number0053730912
DateOct 25, 2022
Book Page5373/912
Lender
NameTHIRD FSLA OF CLEVELAND
TypeBank
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGASTON NC
Recording DateNov 29, 2022
Property Address519 STUART RDG, CRAMERTON, NC 28032-1633
Document Number0053800298
Book / Page5380 / 298
Map ReferenceMB 46 PG 8
Instrument DateNov 18, 2022
Transaction TypeTransfer
Record UpdatedJan 5, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2416 FLINTSHIRE LN, GASTONIA, NC 28056-7848

Transferred To (Grantee/Buyer)

NameVerified Name
Address519 STUART RDG, CRAMERTON, NC 28032-1633

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address519 STUART RDG, CRAMERTON, NC 28032-1633
Transaction TypeMortgage
Record UpdatedJan 26, 2022
Title CompanyAMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0052880687
DateNov 22, 2021
Book Page5288/687
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJul 21, 2020
Property Address519 STUART RDG, CRAMERTON, NC 28032-1633
Document Number0051400419
Book / Page5140 / 419
Map ReferenceMB 46 PG 8
Instrument DateJul 13, 2020
Transaction TypeTransfer
Record UpdatedSep 6, 2021
Title CompanyINVESTORS TITLE INSURANCE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,058.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1106 W PARK ST # 266, 1106, LIVINGSTON, MT 59047-2955

Transferred To (Grantee/Buyer)

NameVerified Name
Address519 STUART RDG, CRAMERTON, NC 28032-1633

Mortgage

Document Number5140421
DateJul 21, 2020
Instrument5140/421
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2050

June 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGASTON NC
Recording DateJun 7, 2017
Property Address519 STUART RDG, CRAMERTON, NC 28032-1633
Document Number0049151893
Book / Page004915 / 001893
Instrument DateJun 7, 2017
Transaction TypeTransfer
Record UpdatedJun 27, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address519 STUART RDG CRAMERTON NC 280321633, CRAMERTON, NC 28032-1633

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateJun 6, 2017
Property Address519 STUART RDG, CRAMERTON, NC 28032-1633
Document Number0049151596
Book / Page4915 / 1596
Map ReferenceMB 41 PG 52
Instrument DateJun 6, 2017
Transaction TypeTransfer
Record UpdatedSep 6, 2021

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$874.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address519 STUART RDG, CRAMERTON, NC 28032-1633

Mortgage

Document Number49151600
DateJun 6, 2017
Instrument4915/1600
Lender
NameREGIONS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term306 Months
DueDec 23, 2042

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityCramerton Town
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,922.00$575,580 (-) Land $80,000 Building $495,580
2025$5,922.00 (-2.47%)$575,580 (-) Land $80,000 Building $495,580
2023$6,072.00$575,580 Land $80,000 Building $495,580
2021$403,770 Land $55,000 Building $348,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 95% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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