518 Overlook Terrace Ct, Eureka, MO 63025 Property Records

St. Louis County property record for 518 Overlook Terrace Ct, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,166 sqft · built 1997
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Jul 2019)
Tax Bill	$6,911 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Sep 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30W-63-0152`

Property Details

APN / Parcel Number

Primary APN	`30W-63-0152`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,166 sqft Living Area
Gross Area	3,902 sqft
1st Floor Area	1,450 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	109 ft deep x 87 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Frame Porch
Porch Area	122 sqft
Patio Area	308 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	518 OVERLOOK TERRACE CT
City	EUREKA
State	MO
Zip	63025-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	98R5CUP
Legal Description	OVERLOOK AT THE LEGENDS 6 18 90 LOT 12
Legal Subdivision	OVERLOOK AT THE LEGENDS
Legal Lot Number	12
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3003
Census Tract	221503

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	518 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMUNITY CU
Sep 2, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CMNTY CU
Jul 30, 2019	Warranty Deed, Transfer FAIRWAY INDEPENDENT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2019 · Amount on Record
Deed Sale	Jul 30, 2019 · Amount on Record
Prior Sale	Aug 25, 2011 · Amount on Record
Deed Document Number	201943
Deed Book / Page	23632 / 194
Prior Transfer Date	Aug 11, 2011
Prior Transfer Doc	0196292454
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	518 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	518 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047

Mortgage

Document Number	0243202747
Date	Sep 11, 2020
Book Page	24320/2747
Instrument	2020091100422

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union
Address	CHESTERFIELD, MO 63005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	518 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047
Document Number	0243602389
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Oct 19, 2020
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	518 OVERLOOK TERRACE CT EUREKA MO 630252047, EUREKA, MO 63025-2047

Mortgage

Document Number	0243602389
Date	Oct 5, 2020
Book Page	024360/002389
Instrument	428

Lender

Name	FIRST CMNTY CU
Address	CHESTERFIELD, MO 63005

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Oct 4, 2035

Interest

Rate Type	Adjustable Rate

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 30, 2019
Property Address	518 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047
Document Number	0236320194
Book / Page	023632 / 000194
Instrument Date	Jul 26, 2019
Instrument	43
Transaction Type	Transfer
Record Updated	Oct 1, 2019
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	518 OVERLOOK TERRACE CT EUREKA MO 630252047, EUREKA, MO 63025-2047

Mortgage

Document Number	236320197
Date	Jul 30, 2019
Book Page	023632/000197
Instrument	44

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 29, 2049

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,830 (+14.05%) Land $21,320 Building $87,510	$572,800 (+14.06%) Land $112,200 Building $460,600
2025	$6,911.00 (-2.96%)	$95,420 (+0.02%) Land $21,320 Building $74,100	$502,200 (+0.02%) Land $112,200 Building $390,000
2024	$7,122.00 (-0.08%)
2023	$7,128.00	$95,400 Land $14,210 Building $81,190	$502,100 Land $74,800 Building $427,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	310 (1978–2019)
Claims Outside the SFHA	16 of 310
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 8 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 9 claims Severe Storms & Flooding, Oct 1993 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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