524 Overlook Terrace Ct, Eureka, MO 63025 Property Records

St. Louis County property record for 524 Overlook Terrace Ct, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,198 sqft · built 1998
Lot Size	0.31 acres (13,504 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jul 2014)
Tax Bill	$7,969 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Sep 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30W-63-0143`

Property Details

APN / Parcel Number

Primary APN	`30W-63-0143`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,198 sqft Living Area
Gross Area	3,912 sqft
1st Floor Area	1,440 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	61 ft deep x 123 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	714 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	364 sqft
Porch	Open Frame Porch
Porch Area	72 sqft
Patio Area	428 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	524 OVERLOOK TERRACE CT
City	EUREKA
State	MO
Zip	63025-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	98R5CUP
Legal Description	OVERLOOK AT THE LEGENDS 6 18 90 LOT 11
Legal Subdivision	OVERLOOK AT THE LEGENDS
Legal Lot Number	11
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3003
Census Tract	221503

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	524 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Sep 1, 2023	Beneficiary Deed, Transfer
Feb 6, 2020	Deed of Trust, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 14, 2014 · Amount on Record
Deed Sale	Jul 14, 2014 · Amount on Record
Prior Sale	Nov 6, 2002 · Amount on Record
Deed Document Number	2014625
Deed Book / Page	21088 / 2912
Last Transfer Date	Aug 31, 2023
Transfer Doc	0000000460
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	524 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047
Transaction Type	Mortgage
Record Updated	Feb 15, 2024
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047

Mortgage

Document Number	0249401233
Date	Jun 22, 2021
Book Page	24940/1233
Instrument	2021062200199

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

September 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 1, 2023
Property Address	524 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047
Document Number	2023090100460
Map Reference	MB 297 PG 65&66
Instrument Date	Aug 31, 2023
Instrument	2023090100460
Transaction Type	Transfer
Record Updated	Feb 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	524 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	524 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	524 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047
Document Number	0239282686
Instrument Date	Feb 6, 2020
Transaction Type	Mortgage
Record Updated	Mar 3, 2020
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	524 OVERLOOK TERRACE CT EUREKA MO 630252047, EUREKA, MO 63025-2047

Mortgage

Document Number	0239282686
Date	Feb 18, 2020
Book Page	023928/002686
Instrument	578

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 17, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,030 (-) Land $21,410 Building $88,620	$579,100 (-) Land $112,700 Building $466,400
2025	$7,969.00 (+5.17%)	$110,030 (+8.4%) Land $21,410 Building $88,620	$579,100 (+8.41%) Land $112,700 Building $466,400
2024	$7,577.00 (-0.09%)
2023	$7,584.00	$101,500 Land $14,270 Building $87,230	$534,200 Land $75,100 Building $459,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	310 (1978–2019)
Claims Outside the SFHA	16 of 310
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 8 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 9 claims Severe Storms & Flooding, Oct 1993 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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