500 Overlook Terrace Ct, Eureka, MO 63025 Property Records

St. Louis County property record for 500 Overlook Terrace Ct, Eureka, MO 63025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 6,369 sqft · built 1997
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$912,380 (Mar 2026)
Tax Bill	$9,004 (2025)
Deeds & Mortgages	Dec 2022 Line of Credit Sep 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`30W-64-0162`

Property Details

APN / Parcel Number

Primary APN	`30W-64-0162`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	17 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	6,369 sqft Living Area
Gross Area	6,999 sqft
1st Floor Area	1,534 sqft
Basement Area	1,300 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Conventional
Exterior Material	Frame/Masonry
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	138 ft deep x 80 ft wide
Terrain	Above Road/Slope
Garage Type	Attached
Garage Area	630 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	27 sqft
Deck Area	Deck Area
Patio Area	352 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	500 OVERLOOK TERRACE CT
City	EUREKA
State	MO
Zip	63025-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	98R5CUP
Legal Description	OVERLOOK AT THE LEGENDS 6 18 90 LOT 15
Legal Subdivision	OVERLOOK AT THE LEGENDS
Legal Lot Number	15
Jurisdiction	ST LOUIS MO
Township / Civil Division	MERAMEC
Census Block Group	3
Census Block	3003
Census Tract	221503

Owner

500 Overlook Terrace Ct is owned and occupied by two individuals who bought it in March 2026.

Source: St. Louis County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	500 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2022	Deed of Trust, Mortgage · Line of Credit ARSENAL CU
Sep 30, 2022	Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 26, 2021	Warranty Deed, Transfer INB NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 27, 2026 · Amount on File
Deed Sale	Mar 27, 2026 · Amount on File
Prior Sale	Sep 30, 2022 · Amount on File
Deed Document Number	2026261
Prior Transfer Date	Sep 25, 1997
Prior Transfer Doc	0000000250
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	500 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047
Transaction Type	Mortgage
Record Updated	Apr 27, 2023
Title Company	INVESTORS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047

Mortgage

Document Number	2022120700545
Date	Dec 7, 2022
Instrument	2022120700545

Lender

Name	ARSENAL CU
Type	Credit Union
Address	ARNOLD, MO 63010

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Nov 18, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Sep 30, 2022
Property Address	500 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047
Document Number	2022093000266
Map Reference	MB 297 PG 65
Instrument Date	Sep 29, 2022
Instrument	2022093000266
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4411 W MARKET ST, 4411, GREENSBORO, NC 27407-1370

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	500 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047

Mortgage

Document Number	2022093000267
Date	Sep 30, 2022
Instrument	2022093000267

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jan 26, 2021
Property Address	500 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047
Document Number	0246140398
Book / Page	024614 / 000398
Instrument Date	Jan 19, 2021
Instrument	56
Transaction Type	Transfer
Record Updated	Apr 12, 2021
Title Company	TITLE PARTNERS AGENCY LLC, TITLE PTRS AGCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	500 OVERLOOK TERRACE CT EUREKA MO 630252047, EUREKA, MO 63025-2047

Mortgage

Document Number	246140401
Date	Jan 26, 2021
Book Page	024614/000401
Instrument	57

Lender

Name	INB NA
Address	SPRINGFIELD, IL 62701

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 25, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 500 Overlook Terrace Ct was $9,004, up 4.1% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Eureka City
Unified School District	Rockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$124,320 (-) Land $21,760 Building $102,560	$654,300 (-) Land $114,500 Building $539,800
2025	$9,004.00 (+4.08%)	$124,320 Land $21,760 Building $102,560	$654,300 Land $114,500 Building $539,800
2024	$8,651.00 (-0.08%)
2023	$8,658.00	$115,880 Land $14,500 Building $101,380	$609,900 Land $76,300 Building $533,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 500 Overlook Terrace Ct in Zone X, an area of minimal flood risk, though there have been 310 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	310 (1978–2019)
Claims Outside the SFHA	16 of 310
Most Recent Claim	Jul 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 8 claims Severe Storms, Tornadoes, Flooding, Apr 1994 · 9 claims Severe Storms & Flooding, Oct 1993 · 136 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 500 Overlook Terrace Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

Nearby Properties on Overlook Terrace Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures