512 Overlook Terrace Ct, Eureka, MO 63025 Property Records

St. Louis County property record for 512 Overlook Terrace Ct, Eureka, MO 63025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 4,307 sqft · built 1990
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Last Sale$683,500 (Oct 2025)
Tax Bill$7,647 (2024)
Deeds & MortgagesDec 2025 Mortgage
Oct 2025 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN30W-6-4-014-4

Property Details

APN / Parcel Number

Primary APN30W-6-4-014-4

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures13 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area4,307 sqft Living Area
1st Floor Area2,607 sqft
Basement Area1,700 sqft
Family RoomFamily Room
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Architectural StyleRanch
Exterior MaterialBrick
Foundation TypeRaised
Lot Area16,553 sqft (0.38 acres)
Lot Dimensions150 ft deep x 102 ft wide
TerrainAbove Road/Slope
Garage Area552 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area678 sqft
Deck Area276 sqft
Patio Area108 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address512 OVERLOOK TERRACE CT
CityEUREKA
StateMO
Zip63025-2047
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code98R5CUP
Legal DescriptionOVERLOOK AT THE LEGENDS 6 18 90
Legal SubdivisionOVERLOOK AT THE LEGENDS
Legal Lot Number13
JurisdictionST LOUIS MO
Township / Civil DivisionMERAMEC
Census Block Group3
Census Block3003
Census Tract221503

Owner

Source: St. Louis County assessment roll, APN 30W-6-4-014-4, as of May 31, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address512 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Commercial Mortgage
TRIAD BANK
Oct 17, 2025Warranty Deed, Transfer · Commercial Mortgage
TRIAD BANK
Aug 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
COMMERCE BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 17, 2025 · Amount on Record
Deed SaleOct 17, 2025 · Amount on Record
Prior SaleJul 01, 2015 · Amount on Record
Deed Document Number2025101700239
Record UpdatedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address512 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047
Transaction TypeMortgage
Record UpdatedFeb 05, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address17640 HITCHING POST CT, EUREKA, MO 63025-4033

Mortgage

Document Number2025122900640
DateDec 29, 2025
Instrument2025122900640
Lender
NameTRIAD BANK
TypeBank
AddressSAINT LOUIS, MO 63131
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MO
Recording DateOct 17, 2025
Property Address512 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047
Document Number2025101700239
Map ReferenceMB 297 PG 65
Instrument DateOct 15, 2025
Instrument2025101700239
Transaction TypeTransfer
Record UpdatedJan 09, 2026
Title CompanyTITLE SOURCES INC, TITLE RESOURCES INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address908 SOUTHERN HILLS CT, EUREKA, MO 63025-3620

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047

Mortgage

Document Number2025101700240
DateOct 17, 2025
Instrument2025101700240
Lender
NameTRIAD BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MO
Property Address512 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address512 OVERLOOK TERRACE CT, EUREKA, MO 63025-2047

Mortgage

Document Number0242684598
DateAug 21, 2020
Book Page24268/4598
Instrument2020082101508
Lender
NameCOMMERCE BANK
TypeBank
AddressKANSAS CITY, MO 64106
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueAug 01, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll as of May 31, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Louis County
MunicipalityEureka City
Unified School DistrictRockwood R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$110,940 (+8.31%) Land $22,970 Building $87,970$583,900 (+8.31%) Land $120,900 Building $463,000
2024$7,647.00 (-0.08%)$102,430 (-) Land $15,310 Building $87,120
2023$7,653.00$102,430 Land $15,310 Building $87,120$539,100 Land $80,600 Building $458,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (29189C), as of August 10, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291892215033, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims310 (1978–2019)
Claims Outside the SFHA16 of 310
Most Recent ClaimJul 2019 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 8 claims
  • Severe Storms, Tornadoes, Flooding, Apr 1994 · 9 claims
  • Severe Storms & Flooding, Oct 1993 · 136 claims

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 106 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Wisper ISP.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system MO6010716, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemMO AMERICAN ST LOUIS ST CHARLES COUNTIES
private · serves 1,111,000 people
Water SourceSurface water
Last State InspectionFeb 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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