518 Main St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 518 Main St, Onamia, MN 56359

Property Summary

Property Type	Commercial
Details	1,320 sqft · built 1975
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$20,000 (Feb 2025)
Tax Bill	$996 (2026)
Flood Zone	Zone X (minimal risk)
APN	`22-041-0470`

Property Details

APN / Parcel Number

Primary APN	`22-041-0470`

Interior

Building Area	1,320 sqft Total Area
Basement Area	880 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	2,178 sqft (0.05 acres)

Location & Zoning

Street Address	518 MAIN ST
City	ONAMIA
State	MN
Zip	56359-4544
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	E 3 FT 11 IN OF LOT 11 BLK 6 LOT 12 BLK 6 EX E 12 FT OF S 60 FT & EX E 14.3 OF N 70 FT
Legal Range	26
Legal Township	42
Legal Section	31
Legal Subdivision	NEW ONAMIA
Legal Block	6
Legal Lot Number	11-12
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	1
Census Block	1079
Census Tract	970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	300 EVERGREEN LN S, 63, ONAMIA, MN 56359
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2025 · Amount on Record
Deed Sale	Feb 21, 2025 · Amount on Record
Prior Sale	Dec 3, 2024 · Amount on Record
Deed Document Number	2025444877
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Onamia City
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$996.00 (+77.22%)	$28,900 (+13.33%) Land $4,600 Building $24,300	$28,900 (+13.33%) Land $4,600 Building $24,300
2025		$25,500 (-9.25%) Land $4,100 Building $21,400	$25,500 (-9.25%) Land $4,100 Building $21,400
2023	$562.00	$28,100 Land $3,100 Building $25,000	$28,100 Land $3,100 Building $25,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Onamia serves 831 people · EPA ID MN1480003
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2026) action level 15 ppb
Copper	1.49 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20