521 Main St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 521 Main St, Onamia, MN 56359

Property Summary

Property Type	Commercial
Details	390 sqft · built 1980
Lot Size	0.037 acres (1,624 sqft)
Owner	Individual Name on Record
Last Sale	$22,850 (Jul 2024)
Tax Bill	$760 (2026)
Deeds & Mortgages	Jul 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`22-041-0600`

Property Details

APN / Parcel Number

Primary APN	`22-041-0600`

Interior

Building Area	390 sqft Total Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	1,624 sqft (0.037 acres)

Location & Zoning

Street Address	521 MAIN ST
City	ONAMIA
State	MN
Zip	56359-4544
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	W 1/2 OF LOT 5 BLK 7
Legal Range	26
Legal Township	42
Legal Section	31
Legal Subdivision	NEW ONAMIA
Legal Block	7
Legal Lot Number	5
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	1
Census Block	1080
Census Tract	970200

Owner

Source: Mille Lacs County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 75, ONAMIA, MN 56359-0075
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 31, 2024 · Amount on Record
Deed Sale	Jul 31, 2024 · Amount on Record
Prior Sale	Jul 6, 2023 · Amount on Record
Deed Document Number	2024442018
Record Updated	Oct 29, 2026

July 2023: Contract Sale, Transfer

Document Type	Contract Sale
Jurisdiction	MILLE LACS MN
Recording Date	Jul 6, 2023
Property Address	521 MAIN ST, ONAMIA, MN 56359-4544
Document Number	000A436942
Instrument Date	Jul 6, 2023
Instrument	A436942
Transaction Type	Transfer
Record Updated	Aug 2, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 75, ONAMIA, MN 56359-0075

Tax Assessment & Valuation

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Onamia City
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$760.00	$19,600 (+18.07%) Land $3,700 Building $15,900	$19,600 (+18.07%) Land $3,700 Building $15,900
2025		$16,600 (-3.49%) Land $3,300 Building $13,300	$16,600 (-3.49%) Land $3,300 Building $13,300
2023	Additional exemption filed	$17,200 (+20.28%) Land $2,400 Building $14,800	$17,200 (+20.28%) Land $2,400 Building $14,800
2022	Additional exemption filed	$14,300 Land $2,400 Building $11,900	$14,300 Land $2,400 Building $11,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Onamia serves 831 people · EPA ID MN1480003
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2026) action level 15 ppb
Copper	1.49 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20