517 Main St, Onamia, MN 56359 Property Records

Mille Lacs County property record for 517 Main St, Onamia, MN 56359

Property Summary

Property Type	Commercial
Details	1,900 sqft
Lot Size	0.074 acres (3,230 sqft)
Owner	2 Individual Names on File
Last Sale	$34,000 (Aug 2022)
Tax Bill	$1,894 (2026)
Deeds & Mortgages	Aug 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`22-041-0580`

Property Details

APN / Parcel Number

Primary APN	`22-041-0580`

Interior

Building Area	1,900 sqft Total Area
Basement Area	1,500 sqft

Exterior

Lot Area	3,230 sqft (0.074 acres)

Location & Zoning

Street Address	517 MAIN ST
City	ONAMIA
State	MN
Zip	56359-4544
Property Category	Commercial
Property Type	Commercial > Retail
Legal Range	26
Legal Township	42
Legal Section	31
Legal Subdivision	NEW ONAMIA
Legal Block	7
Legal Lot Number	3
Jurisdiction	MILLE LACS MN
Township / Civil Division	ONAMIA
Census Block Group	1
Census Block	1080
Census Tract	970200

Owner

517 Main St, a commercial property, is owned by two individuals who bought it in August 2022.

Source: Mille Lacs County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	34452 140TH AVE, ONAMIA, MN 56359-2822
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2022 · Amount on File
Deed Sale	Aug 29, 2022 · Amount on File
Deed Document Number	2022432806
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLE LACS MN
Recording Date	Aug 29, 2022
Property Address	517 MAIN ST, ONAMIA, MN 56359-4544
Document Number	000A432806
Instrument Date	Aug 25, 2022
Instrument	A432806
Transaction Type	Transfer
Record Updated	Sep 14, 2022

Transaction

Amount	Amount on Record
Tax	$112.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	34452 140TH AVE, ONAMIA, MN 56359-2822

Tax Assessment & Valuation

The 2026 property tax bill for 517 Main St was $1,894, up 12.5% from the year before.

Source: Mille Lacs County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
Municipality	Onamia City
Unified School District	Onamia Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,894.00 (+12.47%)	$79,700 (+12.41%) Land $7,300 Building $72,400	$79,700 (+12.41%) Land $7,300 Building $72,400
2025	$1,684.00	$70,900 Land $7,100 Building $63,800	$70,900 Land $7,100 Building $63,800
2023	$15.00 Additional exemption filed	$47,600 Land $4,900 Building $42,700	$47,600 Land $4,900 Building $42,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 517 Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 517 Main St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Onamia serves 831 people · EPA ID MN1480003
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	5 ppb (2026) action level 15 ppb
Copper	1.49 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Midco Cable · Fiber in parts of the area	250 / 20