Mille Lacs County property record for 515 Main St, Onamia, MN 56359
| Property Type | Commercial |
|---|---|
| Details | 3,204 sqft · built 1984 |
| Lot Size | 0.112 acres (4,908 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (Sep 2011) |
| Tax Bill | $2,696 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-041-0570 |
| Primary APN | 22-041-0570 |
|---|
| Building Area | 3,204 sqft Total Area |
|---|---|
| Basement Area | 1,350 sqft |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Lot Area | 4,908 sqft (0.112 acres) |
| Street Address | 515 MAIN ST |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-4544 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | & PART OF VAC ALLEY DES AS, BEG AT SE COR OF LOT 2 BLK 7, N TO NE COR, E TO NW COR OF LOT 1 BLK 7, S 61.5 FT, W 14 FT |
| Legal Range | 26 |
| Legal Township | 42 |
| Legal Section | 31 |
| Legal Subdivision | NEW ONAMIA |
| Legal Block | 7 |
| Legal Lot Number | 2 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 1 |
| Census Block | 1080 |
| Census Tract | 970200 |
515 Main St, a commercial property, is owned by an individual who bought it in September 2011.
Source: Mille Lacs County records, as of September 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 248, ONAMIA, MN 56359-0248 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2011 · Amount on File |
| Deed Sale | Sep 27, 2011 · Amount on File |
| Prior Sale | May 17, 2006 · Amount on File |
| Deed Document Number | 2011369335 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 515 Main St was $2,696, up 12.4% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| Municipality | Onamia City |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,696.00 (+12.43%) | $119,800 (+18.38%) Land $11,000 Building $108,800 | $119,800 (+18.38%) Land $11,000 Building $108,800 |
| 2025 | $2,398.00 | $101,200 Land $9,800 Building $91,400 | $101,200 Land $9,800 Building $91,400 |
| 2023 | $1,908.00 | $97,700 Land $7,300 Building $90,400 | $97,700 Land $7,300 Building $90,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 515 Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 515 Main St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Onamia serves 831 people · EPA ID MN1480003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Copper | 1.49 mg/L (2026) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Midco Cable · Fiber in parts of the area | 250 / 20 |
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