503 Lakepointe Dr, Chipley, FL 32428 Property Records

Washington County property record for 503 Lakepointe Dr, Chipley, FL 32428

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,160 sqft · built 2019
Lot Size	2.03 acres (88,775 sqft)
Owner	Individual Name on File
Last Sale	$432,500 (Apr 2025)
Tax Bill	$2,434 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`000026660129`

Property Details

APN / Parcel Number

Primary APN	`000026660129`
Alternative APN	`26660129`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,160 sqft Heated Area
Gross Area	3,112 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	88,775 sqft (2.03 acres)
Lot Dimensions	317 ft deep x 137 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	328 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	000026660129
Street Address	503 LAKEPOINTE DR
City	CHIPLEY
State	FL
Zip	32428-4125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	31 5 13 2.03, ORB 1332 P 729, LOT 29 & 30, LAKE POINTE S/D PLAT BK 5 P 51, (UTILITY ESMT IN ORB 1134 P 807)
Legal Range	15W
Legal Township	03N
Legal Section	31
Legal Subdivision	LAKE POINTE
Legal Lot Number	29-30 30
Jurisdiction	WASHINGTON FL
Township / Civil Division	CHIPLEY
Census Block Group	1
Census Block	1015
Census Tract	970103

Owner

503 Lakepointe Dr is owned and occupied by an individual who bought it in April 2025.

Source: Washington County records, as of December 22, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	503 LAKEPOINTE DR, CHIPLEY, FL 32428-4125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2020	Warranty Deed, Transfer · Conventional Mortgage CERTAINTY HOME LOANS LLC
Jan 8, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BK/GRACEVILLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2025 · Amount on File
Deed Sale	Apr 2, 2025 · Amount on File
Prior Sale	Oct 2, 2020 · Amount on File
Deed Document Number	0001332729
Deed Book / Page	1332 / 729
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON FL
Recording Date	Oct 2, 2020
Property Address	503 LAKEPOINTE DR, CHIPLEY, FL 32428-4125
Document Number	0067006431
Book / Page	1187 / 150
Map Reference	MB 5 PG 51
Instrument Date	Oct 1, 2020
Instrument	202067006431
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	NORTHWEST TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,075.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	503 LAKEPOINTE DR, 503, CHIPLEY, FL 32428-4125

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	503 LAKEPOINTE DR, CHIPLEY, FL 32428-4125

Mortgage

Document Number	0000000152
Date	Oct 2, 2020
Instrument	1187/152

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON FL
Property Address	503 LAKEPOINTE DR, CHIPLEY, FL 32428-4125
Document Number	0067000246
Instrument Date	Jan 8, 2019
Transaction Type	Mortgage
Record Updated	Jan 21, 2019

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	503 LAKEPOINTE DR CHIPLEY FL 32428, CHIPLEY, FL 32428

Mortgage

Document Number	0067000246
Date	Jan 10, 2019
Book Page	001134/000942
Instrument	67000246

Lender

Name	PEOPLES BK/GRACEVILLE
Type	Bank
Address	GRACEVILLE, FL 32440

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 9, 2039

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 503 Lakepointe Dr was $2,434 with a homeowner's exemption, up 6.5% from the year before.

Source: Washington County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Washington County
Unified School District	Washington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,434.00 (+6.52%) Homeowner's exemption	$216,588 (+2.9%)	$403,913 (+19.23%) Land $60,000 Building $343,913
2024	$2,285.00 (+2.24%) Homeowner's exemption	$210,484 (+3%)	$338,757 (+20.8%) Land $60,000 Building $278,757
2023	$2,235.00 (+9.02%) Homeowner's exemption	$204,353 (+7.8%)	$280,421 (+14.91%) Land $30,000 Building $250,421
2022	$2,050.00 Homeowner's exemption	$189,558	$244,043 Land $24,000 Building $220,043

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 503 Lakepointe Dr in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1994–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 503 Lakepointe Dr is moderate, ranking above 48% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wildstar Networks Fixed Wireless	200 / 50
AT&T Fixed Wireless · DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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