502 E Central Ave, Bluffton, IN 46714 Property Records

Wells County property record for 502 E Central Ave, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,184 sqft · built 2015
Lot Size	0.181 acres (7,884 sqft)
Owner	Individual Name on Record
Last Sale	$472,422 (Mar 2023)
Tax Bill	$3,638 (2025)
Deeds & Mortgages	Mar 2023 Mortgage Feb 2017 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-04-517-003.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-04-517-003.000-004`
Alternative APNs	`00001540215` `0100700800`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	3,184 sqft Living Area
1st Floor Area	3,184 sqft
Basement Area	741 sqft
Unfinished Basement	741 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	158 ft deep x 50 ft wide
Terrain	High
Garage Type	Attached
Garage Area	896 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001540215
Street Address	502 E CENTRAL AVE
City	BLUFFTON
State	IN
Zip	46714-2613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILSON'S ADD LOT 1 (4-M)
Legal Subdivision	WILSONS ADD
Legal Lot Number	1
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1044
Census Tract	40500

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	502 E CENTRAL AVE, BLUFFTON, IN 46714-2613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2023	Warranty Deed, Transfer · Conventional Mortgage BIPPUS STATE BANK
Feb 13, 2017	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK BERNIE
Nov 19, 2021	Warranty Deed, Transfer · FHA Mortgage BAILEY & WOOD FINANCIAL GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 2023 · Amount on Record
Deed Sale	Mar 9, 2023 · Amount on Record
Prior Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	2023733
Record Updated	Sep 20, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Mar 9, 2023
Property Address	502 E CENTRAL AVE, BLUFFTON, IN 46714-2613
Document Number	0020230733
Instrument Date	Mar 3, 2023
Instrument	20230733
Transaction Type	Transfer
Record Updated	Mar 29, 2023
Title Company	CENTURION LAND TITLE INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 E CENTRAL AVE, BLUFFTON, IN 46714-2613

Mortgage

Document Number	0020230734
Date	Mar 9, 2023
Instrument	20230734

Lender

Name	BIPPUS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2053

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	502 E CENTRAL AVE, BLUFFTON, IN 46714-2613
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000141/641
Date	Feb 13, 2017
Book Page	141/641
Instrument	000942240014

Lender

Name	FIRST BANK BERNIE
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	216 Months
Due	Aug 20, 2035

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WELLS IN
Recording Date	Nov 19, 2021
Property Address	502 E CENTRAL AVE, BLUFFTON, IN 46714-2613
Document Number	0020215335
Instrument Date	Nov 15, 2021
Instrument	20215335
Transaction Type	Transfer
Record Updated	Feb 14, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	502 E CENTRAL AVE, BLUFFTON, IN 46714-2613

Mortgage

Document Number	0020215336
Date	Nov 19, 2021
Instrument	20215336

Lender

Name	BAILEY & WOOD FINANCIAL GROUP

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,638.00 (+19.59%) Homeowner's exemption	$393,800 (+23.49%) Land $19,100 Building $374,700	$393,800 (+23.49%) Land $19,100 Building $374,700
2024	$3,042.00 (+35.5%)
2023		$318,900 (+13.21%) Land $19,100 Building $299,800	$318,900 (+13.21%) Land $19,100 Building $299,800
2022	$2,245.00	$281,700 Land $11,400 Building $270,300	$281,700 Land $11,400 Building $270,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1985–2015)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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