509 E Central Ave, Bluffton, IN 46714 Property Records

Wells County property record for 509 E Central Ave, Bluffton, IN 46714

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 996 sqft · built 1925
Lot Size	0.172 acres (7,492 sqft)
Owner	Individual Name on Record
Last Sale	$68,800 (Aug 2020)
Tax Bill	$894 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Sep 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`90-08-04-525-012.000-004`

Property Details

APN / Parcel Number

Primary APN	`90-08-04-525-012.000-004`
Alternative APNs	`00001541592` `0100886600`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	996 sqft Living Area
1st Floor Area	996 sqft
Attic	Attic
Attic Area	936 sqft
Basement Area	936 sqft
Unfinished Basement	936 sqft

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1980
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Pool Type	Above-Ground Pool
Pool Area	314 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	00001541592
Street Address	509 E CENTRAL AVE
City	BLUFFTON
State	IN
Zip	46714-2614
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KAPPS ADD LOT 11 (4-H)
Legal Subdivision	KAPPS ADD
Legal Lot Number	11
Jurisdiction	WELLS IN
Township / Civil Division	HARRISON
Census Block Group	1
Census Block	1025
Census Tract	40500

Owner

Source: Wells County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	509 E CENTRAL AVE, BLUFFTON, IN 46714-2614
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2026	Deed of Trust, Mortgage · Conventional Mortgage PROFED FCU
Sep 21, 2022	Deed of Trust, Mortgage · Conventional Mortgage PROFED FCU
Aug 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PROFED FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2020 · Amount on Record
Deed Sale	Aug 14, 2020 · Amount on Record
Prior Sale	Apr 3, 1998 · Amount on Record
Deed Document Number	20203492
Prior Transfer Date	Aug 6, 2020
Prior Transfer Doc	0020203492
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	509 E CENTRAL AVE, BLUFFTON, IN 46714-2614
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020260046
Date	Jan 6, 2026
Instrument	20260046

Lender

Name	PROFED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	132 Months
Due	Jan 15, 2036

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WELLS IN
Property Address	509 E CENTRAL AVE, BLUFFTON, IN 46714-2614
Transaction Type	Mortgage
Record Updated	Oct 12, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020224038
Date	Sep 21, 2022
Instrument	20224038

Lender

Name	PROFED FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2032

Interest

Rate Type	Fixed Rate

August 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WELLS IN
Recording Date	Aug 14, 2020
Property Address	509 E CENTRAL AVE, BLUFFTON, IN 46714-2614
Document Number	0020203492
Instrument Date	Aug 6, 2020
Instrument	20203492
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	CENTURION LAND TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	509 E CENTRAL AVE, BLUFFTON, IN 46714-2614

Mortgage

Document Number	0020203493
Date	Aug 14, 2020
Instrument	20203493

Lender

Name	PROFED FCU

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Wells County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bluffton City
County	Wells County
County Subdivision	Harrison Township
Unified School District	Bluffton-Harrison Metropolitan School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$894.00 (+3.11%) Homeowner's exemption	$134,000 (+10.11%) Land $18,500 Building $115,500	$134,000 (+10.11%) Land $18,500 Building $115,500
2024	$867.00 (+60.26%)
2023		$121,700 (+15.36%) Land $18,500 Building $103,200	$121,700 (+15.36%) Land $18,500 Building $103,200
2022	$541.00	$105,500 Land $11,000 Building $94,500	$105,500 Land $11,000 Building $94,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	15 (1985–2015)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jun 2015 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jul 2003 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 85% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUFFTON UTILITIES WATER DEPT serves 10,298 people · EPA ID IN5290001
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Craigville Telephone Company Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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