517 Prato Ct, Delaware, OH 43015 Property Records

Delaware County property record for 517 Prato Ct, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,356 sqft · built 2019
Lot Size	0.259 acres (11,282 sqft)
Owner	Trust Name on File
Last Sale	$399,200 (Oct 2019)
Tax Bill	$10,613 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`419-130-26-007-000`

Property Details

APN / Parcel Number

Primary APN	`419-130-26-007-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,356 sqft Living Area
Gross Area	4,452 sqft
1st Floor Area	1,676 sqft
Upper Floors Area	680 sqft
Basement Area	1,676 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	11,282 sqft (0.259 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	270 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	517 PRATO CT
City	DELAWARE
State	OH
Zip	43015-7685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11627 TERRA ALTA SEC 1 PT 2
Legal Subdivision	TERRA ALTA SEC 1 PT 2
Legal Lot Number	11627
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE
Census Block Group	1
Census Block	1052
Census Tract	12200

Owner

517 Prato Ct is owner-occupied and held in a trust since October 2019.

Source: Delaware County records, as of May 27, 2026

Owner of Record	Trust Name on File
Mailing Address	517 PRATO CT, DELAWARE, OH 43015-7685
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED SAVINGS BANK
Oct 17, 2019	Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jun 25, 2019	Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2019 · Amount on File
Deed Sale	Oct 17, 2019 · Amount on File
Prior Sale	Jun 25, 2019 · Amount on File
Deed Document Number	201929465
Deed Book / Page	1672 / 1909
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	517 PRATO CT, DELAWARE, OH 43015-7685
Transaction Type	Mortgage
Record Updated	Aug 24, 2022
Title Company	PROMINENT TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000016438
Date	Apr 8, 2021
Book Page	1846/2565
Instrument	202100016438

Lender

Name	UNITED SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

October 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Oct 17, 2019
Property Address	517 PRATO CT, DELAWARE, OH 43015-7685
Document Number	0000029465
Book / Page	1672 / 1909
Map Reference	MB 1601 PG 1818
Instrument Date	Oct 7, 2019
Instrument	201900029465
Transaction Type	Transfer
Record Updated	Aug 24, 2022
Title Company	NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	555 SOUTHPOINTE BLVD STE 300, 555, CANONSBURG, PA 15317-8592

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	517 PRATO CT, DELAWARE, OH 43015-7685

Mortgage

Document Number	0000029466
Date	Oct 17, 2019
Instrument	201900029466

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 25, 2019
Property Address	517 PRATO CT, DELAWARE, OH 43015-7685
Document Number	0000015944
Book / Page	001644 / 001889
Instrument Date	Jun 20, 2019
Instrument	15944
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	517 PRATO CT DELAWARE OH 43015, DELAWARE, OH 43015
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 517 Prato Ct was $10,613, up 4.6% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Delaware Township
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,613.00 (+4.57%)	$184,390 (-) Land $34,480 Building $149,910	$526,800 Land $98,500 Building $428,300
2024	$10,149.00 (+3.87%) Homeowner's exemption	$184,390 (-) Land $34,480 Building $149,910
2023	$9,771.00 Homeowner's exemption	$184,390 Land $34,480 Building $149,910	$526,800 Land $98,500 Building $428,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 517 Prato Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	11 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 517 Prato Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, T-Mobile, Verizon.

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