512 Prato Ct, Delaware, OH 43015 Property Records

Delaware County property record for 512 Prato Ct, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,907 sqft · built 2019
Lot Size	0.275 acres (11,979 sqft)
Owner	2 Individual Names on Record
Last Sale	$483,000 (Dec 2021)
Tax Bill	$9,694 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`419-130-26-011-000`

Property Details

APN / Parcel Number

Primary APN	`419-130-26-011-000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,907 sqft Living Area
Gross Area	4,254 sqft
1st Floor Area	1,907 sqft
Basement Area	1,907 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	11,979 sqft (0.275 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	330 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	512 PRATO CT
City	DELAWARE
State	OH
Zip	43015-7693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11623 TERRA ALTA SEC 1 PT 2
Legal Subdivision	TERRA ALTA SEC 1 PT 2
Legal Lot Number	11623
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE
Census Block Group	1
Census Block	1052
Census Tract	12200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	512 PRATO CT, DELAWARE, OH 43015-7693
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 13, 2021	Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Oct 30, 2019	Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Jul 16, 2019	Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 13, 2021 · Amount on Record
Deed Sale	Dec 13, 2021 · Amount on Record
Prior Sale	Oct 30, 2019 · Amount on Record
Deed Document Number	202154259
Deed Book / Page	1929 / 778
Record Updated	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Dec 13, 2021
Property Address	512 PRATO CT, DELAWARE, OH 43015-7693
Document Number	0000054259
Book / Page	1929 / 778
Map Reference	MB 1601 PG 1818
Instrument Date	Dec 13, 2021
Instrument	202100054259
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	WORLD CLASS TITLE AGENCY/OH, WORLD CLASS TTL AGCY OF OH L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8241 DOW CIR, STRONGSVILLE, OH 44136-1761

Mortgage

Document Number	0000054260
Date	Dec 13, 2021
Instrument	202100054260

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Nov 1, 2041

October 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Oct 30, 2019
Property Address	512 PRATO CT, DELAWARE, OH 43015-7693
Document Number	0000031063
Book / Page	1676 / 1107
Map Reference	MB 1601 PG 1818
Instrument Date	Oct 15, 2019
Instrument	201900031063
Transaction Type	Transfer
Record Updated	Apr 14, 2022
Title Company	NVR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	512 PRATO COURT, DELAWARE, OH 43015-7693

Mortgage

Document Number	0000031064
Date	Oct 30, 2019
Instrument	201900031064

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Nov 1, 2034

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jul 16, 2019
Property Address	512 PRATO CT, DELAWARE, OH 43015-7693
Document Number	0000018277
Book / Page	001649 / 001217
Instrument Date	Jul 1, 2019
Instrument	18277
Transaction Type	Transfer
Record Updated	Jul 29, 2019
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$225.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8351 N HIGH ST COLUMBUS OH 432351440, COLUMBUS, OH 43235-1440
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Delaware Township
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,694.00 (+4.35%)	$177,250 (-) Land $31,330 Building $145,920	$506,400 (-) Land $89,500 Building $416,900
2024	$9,290.00 (+3.16%) Homeowner's exemption	$177,250 (-) Land $31,330 Building $145,920
2023	$9,005.00 Homeowner's exemption	$177,250 Land $31,330 Building $145,920	$506,400 Land $89,500 Building $416,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	11 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, Verizon.

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