505 Prato Ct, Delaware, OH 43015 Property Records

Delaware County property record for 505 Prato Ct, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,842 sqft · built 2020
Lot Size	0.445 acres (19,384 sqft)
Owner	2 Individual Names on Record
Last Sale	$448,900 (Apr 2021)
Tax Bill	$9,050 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Nov 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`419-130-26-001-000`

Property Details

APN / Parcel Number

Primary APN	`419-130-26-001-000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,842 sqft Living Area
Gross Area	4,364 sqft
1st Floor Area	1,842 sqft
Basement Area	1,842 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	19,384 sqft (0.445 acres)
Garage Type	Attached
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	505 PRATO CT
City	DELAWARE
State	OH
Zip	43015-7685
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11585 TERRA ALTA SEC 1 PT 1 PH A
Legal Subdivision	TERRA ALTA SEC 1 PT 1 PH A
Legal Lot Number	11585
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE
Census Block Group	1
Census Block	1052
Census Tract	12200

Owner

Source: Delaware County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 PRATO CT, DELAWARE, OH 43015-7685
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2021	Limited Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Nov 12, 2020	Warranty Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2021 · Amount on Record
Deed Sale	Apr 12, 2021 · Amount on Record
Prior Sale	Nov 12, 2020 · Amount on Record
Deed Document Number	202117125
Deed Book / Page	1848 / 1545
Record Updated	Sep 20, 2026

April 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Apr 12, 2021
Property Address	505 PRATO CT, DELAWARE, OH 43015-7685
Document Number	0000017125
Book / Page	1848 / 1545
Map Reference	MB 1593 PG 262
Instrument Date	Mar 12, 2021
Instrument	202100017125
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	505 PRATO CT, DELAWARE, OH 43015-7685

Mortgage

Document Number	0000017126
Date	Apr 12, 2021
Instrument	202100017126

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Nov 12, 2020
Property Address	505 PRATO CT, DELAWARE, OH 43015-7685
Document Number	0000045515
Book / Page	001792 / 000176
Instrument Date	Nov 2, 2020
Instrument	45515
Transaction Type	Transfer
Record Updated	Nov 24, 2020
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$232.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8351 N HIGH ST COLUMBUS OH 432351440, COLUMBUS, OH 43235-1440

Tax Assessment & Valuation

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Delaware Township
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,050.00 (+4.35%)	$166,050 (-) Land $31,330 Building $134,720	$474,400 (-) Land $89,500 Building $384,900
2024	$8,673.00 (+4.59%) Homeowner's exemption	$166,050 (-) Land $31,330 Building $134,720
2023	$8,292.00 Homeowner's exemption	$166,050 Land $31,330 Building $134,720	$474,400 Land $89,500 Building $384,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	11 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 71% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, Verizon.

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