506 Prato Ct, Delaware, OH 43015 Property Records

Delaware County property record for 506 Prato Ct, Delaware, OH 43015

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,684 sqft · built 2021
Lot Size	0.447 acres (19,471 sqft)
Owner	2 Individual Names on File
Last Sale	$467,600 (Jun 2022)
Tax Bill	$8,753 (2025)
Deeds & Mortgages	Oct 2022 Transfer Jun 2022 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`419-130-26-012-000`

Property Details

APN / Parcel Number

Primary APN	`419-130-26-012-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,684 sqft Living Area
Gross Area	4,468 sqft
1st Floor Area	1,264 sqft
Upper Floors Area	1,420 sqft
Basement Area	1,264 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Brick/Stone
Lot Area	19,471 sqft (0.447 acres)
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Patio Area	720 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	506 PRATO CT
City	DELAWARE
State	OH
Zip	43015-7693
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11622 TERRA ALTA SEC 1 PT 2
Legal Subdivision	TERRA ALTA SEC 1 PT 2
Legal Lot Number	11622
Jurisdiction	DELAWARE OH
Township / Civil Division	DELAWARE
Census Block Group	1
Census Block	1052
Census Tract	12200

Owner

506 Prato Ct is owned and occupied by two individuals who bought it in June 2022.

Source: Delaware County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	506 PRATO CT, DELAWARE, OH 43015-7693
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Transfer on Death Deed, Transfer
Jun 25, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage PARTNERS UNITED FINANCIAL LLC
Oct 20, 2020	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Sep 2, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2022 · Amount on File
Deed Sale	Jun 25, 2022 · Amount on File
Deed Document Number	202219285
Deed Book / Page	1974 / 2344
Record Updated	Sep 20, 2026

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	DELAWARE OH
Recording Date	Oct 5, 2022
Property Address	506 PRATO CT, DELAWARE, OH 43015-7693
Document Number	0000029647
Book / Page	1995 / 2390
Map Reference	CAB 4 SL 58
Instrument Date	Oct 3, 2022
Instrument	202200029647
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	506 PRATO CT, DELAWARE, OH 43015-7693

June 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Jun 25, 2022
Property Address	506 PRATO CT, DELAWARE, OH 43015-7693
Document Number	0000019285
Book / Page	1974 / 2344
Map Reference	CAB 4 SL 58-58A
Instrument Date	Jun 10, 2022
Instrument	202200019285
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 6, 2026
Title Company	TITLE FIRST BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	506 PRATO CT, DELAWARE, OH 43015-7693

Mortgage

Document Number	0000019286
Date	Jun 25, 2022
Instrument	202200019286

Lender

Name	PARTNERS UNITED FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE OH
Property Address	506 PRATO CT, DELAWARE, OH 43015-7693
Document Number	0000046616
Instrument Date	Oct 20, 2020
Transaction Type	Mortgage
Record Updated	Dec 3, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 POLARIS PKWY #200 COLUMBUS OH 432402051, 200, COLUMBUS, OH 43240-2051

Mortgage

Document Number	0000046616
Date	Nov 18, 2020
Book Page	001794/001918
Instrument	46616

Lender

Name	WELLS FARGO BK
Type	Bank
Address	1750 H ST NW # 4TH, WASHINGTON, DC 20006-4600

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	36 Months
Due	Nov 17, 2023

Interest

Rate Type	Adjustable Rate

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE OH
Recording Date	Sep 2, 2020
Property Address	506 PRATO CT, DELAWARE, OH 43015-7693
Document Number	0000033625
Book / Page	001764 / 002451
Instrument Date	Aug 28, 2020
Instrument	33625
Transaction Type	Transfer
Record Updated	Sep 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$1,386.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	999 POLARIS PKWY #200 COLUMBUS OH 432402051, 200, COLUMBUS, OH 43240-2051

Tax Assessment & Valuation

The 2025 property tax bill for 506 Prato Ct was $8,753, up 4.5% from the year before.

Source: Delaware County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Delaware County
County Subdivision	Delaware Township
Municipality	Delaware City
Unified School District	Delaware City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,753.00 (+4.53%)	$150,330 (-) Land $31,330 Building $119,000	$429,500 Land $89,500 Building $340,000
2024	$8,374.00 (-0.18%) Homeowner's exemption	$150,330 (-) Land $31,330 Building $119,000
2023	$8,389.00 Homeowner's exemption	$150,330 Land $31,330 Building $119,000	$429,500 Land $89,500 Building $340,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 506 Prato Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	11 units insured incl. 8 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 506 Prato Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Breezeline, Verizon.

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