Okaloosa County property record for 512 Third Ave, Destin, FL 32541 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,590 sqft · built 1998 |
| Lot Size | 0.245 acres (10,710 sqft) |
| Owner | Individual Name on File |
| Last Sale | $165,000 (Apr 2011) |
| Tax Bill | $4,408 (2025) |
| Deeds & Mortgages | Dec 2020 Line of Credit Mar 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-589-9663-8 |
| Primary APN | C56-000-589-9663-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,590 sqft Heated Area |
| Gross Area | 2,217 sqft |
| 1st Floor Area | 1,590 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 10,710 sqft (0.245 acres) |
| Lot Width | 65 ft Width |
| Garage Type | Finished |
| Garage Area | 441 sqft |
| Porch | Open Porch |
| Porch Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 512 THIRD AVE |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KELLYS 3RD ADD LOT 15 BLK 14 |
| Legal Range | 22 |
| Legal Township | 02S |
| Legal Subdivision | KELLYS 3RD ADDN TO DESTIN |
| Legal Block | 14 |
| Legal Lot Number | 15 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 23306 |
Source: Okaloosa County records · APN C56-000-589-9663-8
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 513 FIRST AVE, DESTIN, FL 32541-1745 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 23, 2020 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Mar 26, 2018 | Deed of Trust, Mortgage · Line of Credit REGIONS BK/FAYETTE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2011 · Amount on Record |
| Deed Sale | Apr 25, 2011 · Amount on Record |
| Deed Document Number | 2699701 |
| Deed Book / Page | 2981 / 3915 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 512 THIRD AVE, DESTIN, FL 32541-1744 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 512 THIRD AVE, DESTIN, FL 32541-1744 |
| Document Number | 0035140188 |
|---|---|
| Date | Dec 23, 2020 |
| Book Page | 3514/188 |
| Instrument | 3417010 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 28, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 512 THIRD AVE, DESTIN, FL 32541-1744 |
| Document Number | 0033443542 |
| Instrument Date | Mar 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 321 SEPTEMBER ST PALM BEACH GARDENS FL 334101521, PALM BEACH GARDENS, FL 33410-1521 |
| Document Number | 0033443542 |
|---|---|
| Date | Apr 06, 2018 |
| Book Page | 003344/003542 |
| Instrument | 3199029 |
| Name | REGIONS BK/FAYETTE |
|---|---|
| Type | Bank |
| Address | BIRMINHAM, AL 35211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 05, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,408.00 (+11.59%) | $372,211 (+4.31%) Land $145,583 Building $226,628 | $372,211 (+4.31%) Land $145,583 Building $226,628 |
| 2023 | $3,950.00 (+7.89%) | $356,824 (+7.82%) Land $132,096 Building $224,728 | $356,824 (+7.82%) Land $132,096 Building $224,728 |
| 2022 | $3,661.00 | $330,948 Land $120,087 Building $210,861 | $330,948 Land $120,087 Building $210,861 |
Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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