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516 Division St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 516 Division St, Big Rapids, MI 49307

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,190 sqft · built 1930
Lot Size0.431 acres (18,774 sqft)
OwnerIndividual Name on Record
Last Sale$135,000 (Jan 2023)
Tax Bill$2,564 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Oct 2020 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN17-15-277-011

Property Details

APN / Parcel Number

Primary APN17-15-277-011

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Building Area1,190 sqft Total Area

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area18,774 sqft (0.431 acres)
Lot Dimensions117 ft deep x 159 ft wide
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area133 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address516 DIVISION ST
CityBIG RAPIDS
StateMI
Zip49307-1916
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description000516 DIVISION STREET: CLARK AND FULLER'S ADDITION -- BLK 4, THE S 1/2 OF THE E 1/2 OF LOT 4 AND THE N 100 FT OF THE E 1/2 O
Legal SubdivisionFULLER'S ADDITION
Legal Block4
Legal Lot Number4-5
JurisdictionMECOSTA MI
Township / Civil DivisionBIG RAPIDS
Census Block Group3
Census Block3002
Census Tract960600

Owner

Source: Mecosta County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address516 DIVISION ST, BIG RAPIDS, MI 49307-1916
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 4, 2023Warranty Deed, Transfer · Conventional Mortgage
ARBOR FINANCIAL CU
Oct 16, 2020Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
Oct 16, 2020Warranty Deed, Transfer · Conventional Mortgage
NEIGHBORHOOD LOANS
Jul 2, 2019Quit Claim Deed, Transfer
Quitclaim
Jan 3, 2019Warranty Deed, Transfer
SURE TITLE AGENCY, SUN TITLE AGENCY
Jan 3, 2019Warranty Deed, Transfer
SURE TITLE AGENCY, SUN TITLE AGENCY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 4, 2023 · Amount on Record
Deed SaleJan 4, 2023 · Amount on Record
Prior SaleOct 16, 2020 · Amount on Record
Deed Document Number202343
Deed Book / Page922 / 2431
Record UpdatedSep 20, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECOSTA MI
Recording DateJan 4, 2023
Property Address516 DIVISION ST, BIG RAPIDS, MI 49307-1916
Document Number00922/2431
Book / Page922 / 2431
Map ReferenceLB 1 PG 20
Instrument DateDec 27, 2022
Instrument202300000043
Transaction TypeTransfer
Record UpdatedJan 17, 2023
Title CompanySUN TITLE AGENCY/MI LLC, SUN TITLE AGENCY OF MI LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,012.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address516 DIVISION ST, BIG RAPIDS, MI 49307-1916

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Severalty
Address11715 S VANKAL, SAINT JOSEPH, MI 49085

Mortgage

Document Number202300000044
DateJan 4, 2023
Instrument202300000044
Lender
NameARBOR FINANCIAL CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2053

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECOSTA MI
Recording DateOct 16, 2020
Property Address516 DIVISION ST, BIG RAPIDS, MI 49307-1916
Document Number906/3206
Book / Page906 / 3206
Map ReferenceLB 1 PG 20
Instrument DateSep 8, 2020
Instrument202000007723
Transaction TypeTransfer
Record UpdatedJul 5, 2021
Title CompanyBRIDGE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$993.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address516 DIVISION ST, 516, BIG RAPIDS, MI 49307-1916

Transferred To (Grantee/Buyer)

NameVerified Name
Address15575 9 MILE RD, STANWOOD, MI 49346-9627

Mortgage

Document Number202000007724
DateOct 16, 2020
Instrument202000007724
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECOSTA MI
Recording DateOct 16, 2020
Property Address516 DIVISION ST, BIG RAPIDS, MI 49307-1916
Document Number906/3206
Book / Page906 / 3206
Map ReferenceLB 1 PG 20
Instrument DateSep 8, 2020
Instrument202000003206
Transaction TypeTransfer
Record UpdatedJul 5, 2021
Title CompanyBRIDGE TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$993.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address516 DIVISION ST, 516, BIG RAPIDS, MI 49307-1916

Transferred To (Grantee/Buyer)

NameVerified Name
Address15575 9 MILE RD, STANWOOD, MI 49346-9627

Mortgage

Document Number202000003209
DateOct 16, 2020
Instrument202000003209
Lender
NameNEIGHBORHOOD LOANS
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 1, 2050

July 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECOSTA MI
Recording DateJul 2, 2019
Property Address516 DIVISION ST, BIG RAPIDS, MI 49307-1916
Document Number898/2371
Book / Page898 / 2371
Instrument DateMay 20, 2019
Instrument201900004759
Transaction TypeTransfer
Record UpdatedJul 5, 2021

Transaction

AmountAmount Recorded
Tax$559.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address810 BJORNSON ST, 810, BIG RAPIDS, MI 49307-1210

Transferred To (Grantee/Buyer)

NameVerified Name
Address4705 N BRETON CT SE # 9, 9, GRAND RAPIDS, MI 49508-8403

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECOSTA MI
Recording DateJan 3, 2019
Property Address516 DIVISION ST, BIG RAPIDS, MI 49307-1916
Document Number894/2447
Book / Page894 / 2447
Map ReferenceLB 1 PG 20
Instrument DateDec 26, 2018
Instrument201900000038
Transaction TypeTransfer
Record UpdatedJul 5, 2021
Title CompanySURE TITLE AGENCY, SUN TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$421.40
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address108 S RATH AVE, 108, LUDINGTON, MI 49431-2089

Transferred To (Grantee/Buyer)

NameVerified Name
Address516 DIVISION ST, BIG RAPIDS, MI 49307-1916

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECOSTA MI
Recording DateJan 3, 2019
Property Address516 DIVISION ST, BIG RAPIDS, MI 49307-1916
Document Number894/2450
Book / Page894 / 2450
Map ReferenceLB 1 PG 20
Instrument DateDec 26, 2018
Instrument201900000039
Transaction TypeTransfer
Record UpdatedJul 5, 2021
Title CompanySURE TITLE AGENCY, SUN TITLE AGENCY

Transaction

AmountAmount Recorded
Tax$559.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address516 DIVISION ST, 516, BIG RAPIDS, MI 49307-1916

Transferred To (Grantee/Buyer)

NameVerified Name
Address810 BJORNSON ST, BIG RAPIDS, MI 49307-1210

Tax Assessment & Valuation

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBig Rapids City
CountyMecosta County
Unified School DistrictBig Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$87,300 (+39.01%)$174,600 (+39.01%)
2025$2,564.00
2023$62,800$125,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIG RAPIDS
serves 10,403 people · EPA ID MI0000710
Water SourceGroundwater
Last State InspectionApr 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20
Point Broadband
Fixed Wireless · Fiber in parts of the area		100 / 20

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