417 Division St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 417 Division St, Big Rapids, MI 49307 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,582 sqft · built 1900
Lot Size	0.391 acres (17,032 sqft)
Owner	2 Individual Names on File
Deeds & Mortgages	Jul 2026 Line of Credit Nov 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-15-278-002`

Property Details

APN / Parcel Number

Primary APN	`17-15-278-002`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,582 sqft Total Area
Basement Area	1,107 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Lot Area	17,032 sqft (0.391 acres)
Lot Dimensions	143 ft deep x 119 ft wide
Garage Type	Mixed
Garage Area	2,664 sqft
Parking Spaces	9 Parking Spaces
Porch	Slab
Porch Area	12 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	417 DIVISION ST
City	BIG RAPIDS
State	MI
Zip	49307-1913
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000417 DIVISION STREET: CLARK AND FULLER'S ADDITION -- BLK 5, LOT 2
Legal Subdivision	FULLER'S ADDITION
Legal Block	5
Legal Lot Number	2
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	3
Census Block	3001
Census Tract	960600

Owner

Source: Mecosta County records · APN 17-15-278-002

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	417 DIVISION ST, BIG RAPIDS, MI 49307-1913
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 06, 2026	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NATIONAL BANK
Nov 09, 2020	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Nov 09, 2020	Intrafamily Transfer, Transfer · VA Mortgage FREEDOM MORTGAGE CORP
Dec 19, 2017	Warranty Deed, Transfer · VA Mortgage TEAM MORTGAGE COMPANY LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 09, 2020
Deed Sale	Nov 09, 2020
Prior Sale	Nov 09, 2020
Deed Document Number	20208358
Deed Book / Page	906 / 5852
Prior Transfer Date	Oct 22, 2020
Prior Transfer Doc	906/5852
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECOSTA MI
Recording Date	Jul 06, 2026
Property Address	417 DIVISION ST, BIG RAPIDS, MI 49307-1913
Document Number	0000004784
Book / Page	941 / 3954
Instrument Date	Jun 26, 2026
Instrument	20264784
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	417 DIVISION ST, BIG RAPIDS, MI 49307-1913
Investor	Possibly a Property Investor

Mortgage

Document Number	0000004784,
Date	Jul 06, 2026
Book Page	941/3954
Instrument	20264784

Lender

Name	HUNTINGTON NATIONAL BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 26, 2056

Interest

Rate	6.53%
Max Rate	-1%

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Nov 09, 2020
Property Address	417 DIVISION ST, BIG RAPIDS, MI 49307-1913
Document Number	906/5852
Book / Page	906 / 5852
Map Reference	LB 1 PG 20
Instrument Date	Oct 22, 2020
Instrument	202000005852
Transaction Type	Transfer
Record Updated	Jul 05, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	417 DIVISION ST, BIG RAPIDS, MI 49307-1913

Mortgage

Document Number	202000005855
Date	Nov 09, 2020
Instrument	202000005855

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Feb 01, 2048

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Nov 09, 2020
Property Address	417 DIVISION ST, BIG RAPIDS, MI 49307-1913
Document Number	906/5852
Book / Page	906 / 5852
Map Reference	LB 1 PG 20
Instrument Date	Oct 22, 2020
Instrument	202000008358
Transaction Type	Transfer
Record Updated	Jul 05, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	417 DIVISION ST, BIG RAPIDS, MI 49307-1913

Mortgage

Document Number	202000008359
Date	Nov 09, 2020
Instrument	202000008359

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Feb 01, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Dec 19, 2017
Property Address	417 DIVISION ST, BIG RAPIDS, MI 49307-1913
Document Number	882/1487
Book / Page	882 / 1487
Map Reference	LB1 PG20
Instrument Date	Dec 07, 2017
Instrument	201700009328
Transaction Type	Transfer
Record Updated	Jul 05, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$868.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	417 DIVISOJN ST, 417, BIG RAPIDS, MI 49307

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 1/2 S MICHIGAN AVE APT 3, 3, BIG RAPIDS, MI 49307-1851

Mortgage

Document Number	201700009329
Date	Dec 19, 2017
Instrument	201700009329

Lender

Name	TEAM MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2048

Tax Assessment & Valuation

Source: Mecosta County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$111,700 (+9.08%)	$223,400 (+9.08%)
2025	Homeowner's exemption	$102,400 (+27.84%)	$204,800 (+27.84%)
2023		$80,100	$160,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecosta County (26107C), updated February 3, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 197 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20
Point Broadband Fiber Holding	Fixed Wireless	100 / 20

May also be available at this address: Point Broadband Fiber Holding, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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