510 Division St, Big Rapids, MI 49307 Property Records

Mecosta County property record for 510 Division St, Big Rapids, MI 49307

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,992 sqft · built 1900
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$268,000 (Sep 2025)
Tax Bill	$2,269 (2025)
Deeds & Mortgages	Sep 2025 Sale & Mortgage Nov 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-15-277-009`

Property Details

APN / Parcel Number

Primary APN	`17-15-277-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,992 sqft Total Area
Basement Area	1,158 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	236 ft deep x 59 ft wide
Garage Area	402 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	94 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	510 DIVISION ST
City	BIG RAPIDS
State	MI
Zip	49307-1916
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	000510 DIVISION STREET: CLARK AND FULLER'S ADDITION -- BLK 4, THE N 1/2 OF THE E 1/2 AND THE N 59 FT OF THE W 1/2 OF LOT 4
Legal Subdivision	FULLER'S ADDITION
Legal Block	4
Legal Lot Number	4
Jurisdiction	MECOSTA MI
Township / Civil Division	BIG RAPIDS
Census Block Group	3
Census Block	3002
Census Tract	960600

Owner

510 Division St is owned and occupied by an individual who bought it in September 2025.

Source: Mecosta County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	314 SPRUCE ST E, 2, BIG RAPIDS, MI 49307-1474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2025	Warranty Deed, Transfer · Conventional Mortgage USAA FSB
Nov 29, 2023	Intrafamily Transfer, Transfer
May 31, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2025 · Amount on File
Deed Sale	Sep 25, 2025 · Amount on File
Prior Sale	Apr 24, 2015 · Amount on File
Deed Document Number	20256603
Deed Book / Page	936 / 5251
Prior Transfer Date	Nov 21, 2023
Prior Transfer Doc	000927/890
Record Updated	Sep 20, 2026

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECOSTA MI
Recording Date	Sep 25, 2025
Property Address	510 DIVISION ST, BIG RAPIDS, MI 49307-1916
Document Number	00936/5251
Book / Page	936 / 5251
Instrument Date	Sep 19, 2025
Instrument	202500006603
Transaction Type	Transfer
Record Updated	Oct 8, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,010.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2720 140TH AVE, MORLEY, MI 49336-9763

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 SPRUCE ST E APT 2, 2, BIG RAPIDS, MI 49307-1474

Mortgage

Document Number	202500006604
Date	Sep 25, 2025
Instrument	202500006604

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	Nov 29, 2023
Property Address	510 DIVISION ST, BIG RAPIDS, MI 49307-1916
Document Number	000927/890
Book / Page	927 / 890
Instrument Date	Nov 21, 2023
Instrument	202300007749
Transaction Type	Transfer
Record Updated	Dec 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2720 140TH AVE, MORLEY, MI 49336-9763

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECOSTA MI
Recording Date	May 31, 2023
Property Address	510 DIVISION ST, BIG RAPIDS, MI 49307-1916
Document Number	00924/1848
Book / Page	924 / 1848
Instrument Date	May 2, 2023
Instrument	202300003377
Transaction Type	Transfer
Record Updated	Jun 29, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	510 DIVISION ST, BIG RAPIDS, MI 49307-1916

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2723 145TH AVE, MORLEY, MI 49336-9732

Tax Assessment & Valuation

The 2025 property tax bill for 510 Division St was $2,269 with a homeowner's exemption, up 3% from the year before.

Source: Mecosta County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Big Rapids City
County	Mecosta County
Unified School District	Big Rapids Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,000 (+8.62%)	$252,000 (+8.62%)
2025	$2,269.00 (+3%) Homeowner's exemption	$116,000	$232,000
2024	$2,203.00
2023		$71,800	$143,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 510 Division St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 510 Division St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BIG RAPIDS serves 10,403 people · EPA ID MI0000710
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2023
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Point Broadband Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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