Mecosta County property record for 521 Division St, Big Rapids, MI 49307
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,508 sqft · built 1935 |
| Lot Size | 0.246 acres (10,716 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $112,000 (Apr 2022) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-15-278-006 |
| Primary APN | 17-15-278-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,508 sqft Total Area |
| Basement Area | 1,508 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,716 sqft (0.246 acres) |
| Garage Area | 574 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 48 sqft |
| Heating System | Forced Air |
|---|
| Street Address | 521 DIVISION ST |
|---|---|
| City | BIG RAPIDS |
| State | MI |
| Zip | 49307-1915 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 000521 DIVISION STREET: CLARK AND FULLER'S ADDITION -- BLK 5, THE S 25 FT OF LOT 5 AND THE N 50 FT OF LOT 6 |
| Legal Subdivision | FULLER'S ADDITION |
| Legal Block | 5 |
| Legal Lot Number | 5-6 |
| Jurisdiction | MECOSTA MI |
| Township / Civil Division | BIG RAPIDS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 960600 |
Source: Mecosta County records, as of July 19, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 521 DIVISION ST, BIG RAPIDS, MI 49307-1915 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2022 | Warranty Deed, Transfer · FHA Mortgage SUCCESS MORTGAGE PARTNERS INC |
| Oct 16, 2017 | Warranty Deed, Transfer · FHA Mortgage INDEPENDENT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2022 · Amount on Record |
| Deed Sale | Apr 5, 2022 · Amount on Record |
| Prior Sale | Oct 16, 2017 · Amount on Record |
| Deed Document Number | 202200003059 |
| Deed Book / Page | 918 / 417 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Apr 5, 2022 |
| Property Address | 521 DIVISION ST, BIG RAPIDS, MI 49307-1915 |
| Document Number | 000918/417 |
| Book / Page | 918 / 417 |
| Instrument Date | Apr 4, 2022 |
| Instrument | 202200003059 |
| Transaction Type | Transfer |
| Record Updated | Apr 19, 2022 |
| Title Company | VERIFIED TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $840.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 521 DIVISION ST, 521, BIG RAPIDS, MI 49307-1915 |
| Name | Verified Name |
|---|---|
| Address | 521 DIVISION ST, BIG RAPIDS, MI 49307-1915 |
| Investor | Possibly a Property Investor |
| Document Number | 202200003060 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 202200003060 |
| Name | SUCCESS MORTGAGE PARTNERS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Number | 000918/430 |
|---|---|
| Date | Apr 5, 2022 |
| Book Page | 918/430 |
| Instrument | 202200003061 |
| Name | SUCCESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH, MI 48170 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | May 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECOSTA MI |
| Recording Date | Oct 16, 2017 |
| Property Address | 521 DIVISION ST, BIG RAPIDS, MI 49307-1915 |
| Document Number | 880/1257 |
| Book / Page | 880 / 1257 |
| Instrument Date | Oct 11, 2017 |
| Instrument | 201700007725 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2021 |
| Title Company | NOT AVAILABLE, LAKELAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $430.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 521 DIVISION ST, 521, BIG RAPIDS, MI 49307-1915 |
| Name | Verified Name |
|---|---|
| Address | 19009 23 MILE RD, HERSEY, MI 49639-8647 |
| Document Number | 201700007726 |
|---|---|
| Date | Oct 16, 2017 |
| Instrument | 201700007726 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2047 |
Source: Mecosta County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Big Rapids City |
| County | Mecosta County |
| Unified School District | Big Rapids Public Schools (KG - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $59,100 | $118,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIG RAPIDS serves 10,403 people · EPA ID MI0000710 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 197 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| Point Broadband Fixed Wireless · Fiber in parts of the area | 100 / 20 |
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