516 Bertram St, Whiting, IA 51063 Property Records

Monona County property record for 516 Bertram St, Whiting, IA 51063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,925 sqft · built 2012
Lot Size	0.386 acres (16,814 sqft)
Owner	Individual Name on Record
Tax Bill	$4,532 (2026)
Deeds & Mortgages	Jul 2012 Construction Loan Feb 2015 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`844601227061`

Property Details

APN / Parcel Number

Primary APN	`844601227061`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,925 sqft Living Area
1st Floor Area	1,925 sqft
Basement Area	1,925 sqft
Finished Basement	1,925 sqft
Unfinished Basement	1,925 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,814 sqft (0.386 acres)
Lot Dimensions	140 ft deep x 120 ft wide
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	256 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	516 BERTRAM ST
City	WHITING
State	IA
Zip	51063-7723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 2 & 3 BLK 7 COMBINED LOTS 2 & 3 8446-01-2-27-059 8446-01-2-27-056
Jurisdiction	MONONA IA
Township / Civil Division	ASHTON
Census Block Group	2
Census Block	2049
Census Tract	960200

Owner

Source: Monona County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 272, WHITING, IA 51063-0272
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2012	Deed of Trust, Mortgage · Construction Mortgage PIONEER BANK
Feb 18, 2015	Deed of Trust, Mortgage · Conventional Mortgage NEBRASKA STATE BANK
Feb 14, 2013	Deed of Trust, Mortgage · Conventional Mortgage PIONEER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	516 BERTRAM ST, WHITING, IA 51063-7723
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000065/044
Date	Jul 17, 2012
Book Page	065/044
Instrument	12-0998

Lender

Name	PIONEER BANK
Type	Bank
Address	SERGEANT BLUFF, IA 51054

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	6 Months
Due	Jan 15, 2013

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	516 BERTRAM ST, WHITING, IA 51063-7723
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000070/048
Date	Feb 18, 2015
Book Page	070/048
Instrument	15-0142

Lender

Name	NEBRASKA STATE BANK
Address	ONAWA, IA 51040

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

February 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	516 BERTRAM ST, WHITING, IA 51063-7723
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000066/073
Date	Feb 14, 2013
Book Page	066/073
Instrument	13-0238

Lender

Name	PIONEER BANK
Type	Bank
Address	SIOUX CITY, IA 51101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2028

Tax Assessment & Valuation

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Whiting City
Unified School District	Whiting Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,532.00 Homeowner's exemption	$372,284 (+3.14%) Land $17,010 Building $355,274	$372,284 (+3.14%) Land $17,010 Building $355,274
2025	$4,532.00 (+7.09%)	$360,961 (+16.88%) Land $17,010 Building $343,951	$360,961 (+16.88%) Land $17,010 Building $343,951
2024	$4,232.00 (+9.47%)
2023		$308,827 (+26.19%) Land $17,010 Building $291,817	$308,827 (+26.19%) Land $17,010 Building $291,817
2022	$3,866.00 Homeowner's exemption	$244,728
2021			$244,728

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1993–2007)
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITING WATER SUPPLY serves 727 people · EPA ID IA6769018
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable · Fiber in parts of the area	1,500 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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