605 Bertram St, Whiting, IA 51063 Property Records

Monona County property record for 605 Bertram St, Whiting, IA 51063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,036 sqft · built 1900
Lot Size	0.386 acres (16,814 sqft)
Owner	Individual Name on File
Tax Bill	$1,984 (2026)
Deeds & Mortgages	Dec 2012 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`844601226025`

Property Details

APN / Parcel Number

Primary APN	`844601226025`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,036 sqft Living Area
1st Floor Area	1,038 sqft
Basement Area	1,013 sqft
Finished Basement	510 sqft
Unfinished Basement	503 sqft
Game Room	Game Room
Flooring	Ceramic Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Brick
Roof Type	Hip
Roof Material	Asphalt
Lot Area	16,814 sqft (0.386 acres)
Lot Dimensions	120 ft deep x 140 ft wide
Garage Type	Detached
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	542 sqft
Deck Area	32 sqft
Patio Area	347 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	605 BERTRAM ST
City	WHITING
State	IA
Zip	51063-7714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 11 & 12 BLK 3
Legal Subdivision	TOWN OF WHITING
Jurisdiction	MONONA IA
Township / Civil Division	ASHTON
Census Block Group	2
Census Block	2047
Census Tract	960200

Owner

605 Bertram St is owned and occupied by an individual who acquired it in December 2025.

Source: Monona County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	605 BERTRAM ST, WHITING, IA 51063-7714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Dec 19, 2025
Transfer Doc	0000001750
Record Updated	Oct 29, 2026

December 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	605 BERTRAM ST, WHITING, IA 51063-7714
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000066/033
Date	Dec 17, 2012
Book Page	066/033
Instrument	12-1763

Lender

Name	HERITAGE BANK NA
Type	Bank
Address	SIOUX CITY, IA 51106

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2028

Tax Assessment & Valuation

The 2026 property tax bill for 605 Bertram St was $1,984 with a homeowner's exemption.

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Whiting City
Unified School District	Whiting Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,984.00 Homeowner's exemption	$188,552 (+4%) Land $16,065 Building $172,487	$188,552 (+4%) Land $16,065 Building $172,487
2025	$1,984.00 (+9.98%)	$181,302 Land $16,065 Building $165,237	$181,302 Land $16,065 Building $165,237
2024	$1,804.00
2023		$153,760 (+24.58%) Land $16,065 Building $137,695	$153,760 Land $16,065 Building $137,695
2022	$1,878.00 Homeowner's exemption	$123,424
2021			$123,424

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 605 Bertram St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1993–2007)
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 605 Bertram St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITING WATER SUPPLY serves 727 people · EPA ID IA6769018
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable · Fiber in parts of the area	1,500 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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