425 Bertram St, Whiting, IA 51063 Property Records

Monona County property record for 425 Bertram St, Whiting, IA 51063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,061 sqft · built 1918
Lot Size	0.289 acres (12,589 sqft)
Owner	Individual Name on File
Tax Bill	$2,232 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Feb 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`844601228021`

Property Details

APN / Parcel Number

Primary APN	`844601228021`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,061 sqft Living Area
1st Floor Area	1,394 sqft
Attic	Attic
Attic Area	667 sqft
Basement Area	1,212 sqft
Unfinished Basement	1,212 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1918
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Type	Mixed
Garage Area	896 sqft
Parking Spaces	3 Parking Spaces
Porch	Patio
Porch Area	21 sqft
Deck Area	532 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	425 BERTRAM ST
City	WHITING
State	IA
Zip	51063-7722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 1/2 LOT 11 & ALL LOT 12 BLK 14
Jurisdiction	MONONA IA
Township / Civil Division	ASHTON
Census Block Group	2
Census Block	2051
Census Tract	960200

Owner

425 Bertram St is owned and occupied by an individual who acquired it in February 2021.

Source: Monona County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	425 BERTRAM ST, WHITING, IA 51063-7722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK
Feb 9, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 1, 2021
Transfer Doc	0020210462
Record Updated	Oct 29, 2026

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONONA IA
Recording Date	Apr 8, 2021
Property Address	425 BERTRAM ST, WHITING, IA 51063-7722
Document Number	0020210462
Instrument Date	Feb 1, 2021
Instrument	2021-0462
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 BERTRAM ST, WHITING, IA 51063-7722
Investor	Possibly a Property Investor

Mortgage

Document Number	0020210463
Date	Apr 8, 2021
Instrument	2021-0463

Lender

Name	WELLS FARGO BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONONA IA
Recording Date	Feb 9, 2021
Property Address	425 BERTRAM ST, WHITING, IA 51063-7722
Document Number	0020210176
Instrument Date	Dec 31, 2020
Instrument	2021-0176
Transaction Type	Transfer
Record Updated	Apr 19, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	425 BERTRAM ST, WHITING, IA 51063-7722
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 425 Bertram St was $2,232 with a homeowner's exemption.

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Whiting City
Unified School District	Whiting Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,232.00 Homeowner's exemption	$183,583 (+4.27%) Land $13,466 Building $170,117	$183,583 (+4.27%) Land $13,466 Building $170,117
2025	$2,232.00 (+5.58%) Homeowner's exemption	$176,070 (+15.42%) Land $13,466 Building $162,604	$176,070 Land $13,466 Building $162,604
2024	$2,114.00	$152,549 (-) Land $13,466 Building $139,083
2023		$152,549 (+25.35%) Land $13,466 Building $139,083	$152,549 Land $13,466 Building $139,083
2022	$1,850.00 Homeowner's exemption	$121,697
2021			$121,697

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 425 Bertram St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1993–2007)
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 425 Bertram St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITING WATER SUPPLY serves 727 people · EPA ID IA6769018
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable · Fiber in parts of the area	1,500 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

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