604 Bertram St, Whiting, IA 51063 Property Records

Monona County property record for 604 Bertram St, Whiting, IA 51063

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,442 sqft · built 1920
Lot Size	0.193 acres (8,407 sqft)
Owner	Individual Name on File
Last Sale	$75,000 (Jul 2019)
Tax Bill	$1,422 (2026)
Deeds & Mortgages	Jun 2014 Mortgage Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`844601227022`

Property Details

APN / Parcel Number

Primary APN	`844601227022`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,442 sqft Living Area
1st Floor Area	1,152 sqft
Attic	Attic
Attic Area	290 sqft
Basement Area	528 sqft
Unfinished Basement	528 sqft
Flooring	Softwood
Interior Walls	Plaster

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	8,407 sqft (0.193 acres)
Lot Dimensions	140 ft deep x 60 ft wide
Garage Type	Mixed
Garage Area	900 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	84 sqft
Deck Area	96 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	604 BERTRAM ST
City	WHITING
State	IA
Zip	51063-7714
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 BLK 6
Legal Subdivision	FIRST ADD
Jurisdiction	MONONA IA
Township / Civil Division	ASHTON
Census Block Group	2
Census Block	2028
Census Tract	960200

Owner

604 Bertram St is owned and occupied by an individual who bought it in July 2019.

Source: Monona County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	604 BERTRAM ST, WHITING, IA 51063-7714
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2014	Deed of Trust, Mortgage · VA Mortgage GREAT LAKES CU
Jul 1, 2019	Warranty Deed, Transfer
Jun 7, 2014	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2019 · Amount on File
Deed Sale	Jul 1, 2019 · Amount on File
Prior Sale	Jun 7, 2014 · Amount on File
Deed Document Number	2019348
Deed Book / Page	100 / 125
Record Updated	Oct 29, 2026

June 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONONA IA
Property Address	604 BERTRAM ST, WHITING, IA 51063-7714
Transaction Type	Mortgage
Record Updated	May 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000069/019
Date	Jun 2, 2014
Book Page	069/019
Instrument	14-0769

Lender

Name	GREAT LAKES CU
Type	Credit Union
Address	NORTH CHICAGO, IL 60064

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2044

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONA IA
Recording Date	Jul 1, 2019
Property Address	604 BERTRAM ST, WHITING, IA 51063-7714
Document Number	000100/125
Book / Page	100 / 125
Instrument Date	Jun 28, 2019
Instrument	19-0348
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 BETRAM ST, WHITING, IA 51063-7714

June 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONONA IA
Recording Date	Jun 7, 2014
Property Address	604 BERTRAM ST, WHITING, IA 51063-7714
Document Number	000093/143
Book / Page	093 / 143
Instrument Date	Jan 7, 2014
Instrument	14-0768
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Amount	Amount on Record
Tax	$104.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	401 6TH ST # ST4, ST4, SLOAN, IA 51055-7837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	604 BERTRAM ST, WHITING, IA 51063-7714

Tax Assessment & Valuation

The 2026 property tax bill for 604 Bertram St was $1,422 with a homeowner's exemption.

Source: Monona County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Monona County
Municipality	Whiting City
Unified School District	Whiting Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,422.00 Homeowner's exemption	$120,557 (+3.82%) Land $9,450 Building $111,107	$120,557 (+3.82%) Land $9,450 Building $111,107
2025	$1,422.00 (+6.12%)	$116,120 Land $9,450 Building $106,670	$116,120 Land $9,450 Building $106,670
2024	$1,340.00
2023		$100,500 (+24.63%) Land $9,450 Building $91,050	$100,500 Land $9,450 Building $91,050
2022	$1,176.00 Homeowner's exemption	$80,638
2021			$80,638

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 604 Bertram St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	5 (1993–2007)
Most Recent Claim	May 2007 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Flooding, And Tornadoes, May 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 604 Bertram St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 68% of Iowa
Wildfire Likelihood	0.06% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHITING WATER SUPPLY serves 727 people · EPA ID IA6769018
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Long Lines Metro Cable · Fiber in parts of the area	1,500 / 50
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on Bertram St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures