Hamilton County property record for 5159 Riverwatch Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,553 sqft · built 1985 |
| Lot Size | 0.262 acres (11,413 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $126,400 (Jun 1997) |
| Tax Bill | $5,031 (2025) |
| Deeds & Mortgages | Aug 2026 Line of Credit Oct 2025 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0031-0262-00 |
| Primary APN | 540-0031-0262-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,553 sqft Living Area |
| Gross Area | 2,753 sqft |
| 1st Floor Area | 820 sqft |
| 2nd Floor Area | 733 sqft |
| Basement Area | 820 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 11,413 sqft (0.262 acres) |
| Lot Dimensions | 223 ft deep x 96.9 ft wide |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | Deck Area |
| Patio Area | 352 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 5159 RIVERWATCH DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | RIVERWATCH DR 96.87 X 223.63 IRR LOT 604 MT ALVERNO ESTATES BLD PT 3 |
| Legal Subdivision | MT ALVERNO ESTATE |
| Legal Lot Number | 604 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 21421 |
Source: Hamilton County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5159 RIVERWATCH DR, CINCINNATI, OH 45238-5901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL NW BANK |
| Oct 2, 2025 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK |
| Mar 23, 2021 | Transfer on Death Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 11, 1997 · Amount on Record |
| Deed Sale | Jun 11, 1997 · Amount on Record |
| Deed Document Number | 199785705 |
| Deed Book / Page | 7370 / 500 |
| Last Transfer Date | Mar 22, 2021 |
| Transfer Doc | 0000036666 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 7, 2026 |
| Property Address | 5159 RIVERWATCH DR, CINCINNATI, OH 45238-5901 |
| Document Number | 0000064603 |
| Book / Page | 15724 / 1488 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202664603 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Remainderman, 286 |
| Address | 5159 RIVERWATCH DR, CINCINNATI, OH 45238-5901 |
| Document Number | 0000064603, |
|---|---|
| Date | Aug 7, 2026 |
| Book Page | 15724/1488 |
| Instrument | 202664603 |
| Name | FIRST FINANCIAL NW BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jun 10, 2051 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5159 RIVERWATCH DR, CINCINNATI, OH 45238-5901 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000076335 |
|---|---|
| Date | Oct 2, 2025 |
| Book Page | 15513/358 |
| Instrument | 2025-0076335 |
| Name | FIRST FINANCIAL BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45246 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Sep 10, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Mar 23, 2021 |
| Property Address | 5159 RIVERWATCH DR, CINCINNATI, OH 45238-5901 |
| Document Number | 0000036666 |
| Book / Page | 14380 / 3818 |
| Map Reference | MB 246 PG 16&17 |
| Instrument Date | Mar 22, 2021 |
| Instrument | 2021-0036666 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5159 RIVERWATCH DR, CINCINNATI, OH 45238-5901 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,031.00 (+1%) | $84,676 (-) Land $11,893 Building $72,783 | $241,930 (-) Land $33,980 Building $207,950 |
| 2024 | $4,981.00 (-0.3%) | $84,676 (-) Land $11,893 Building $72,783 | |
| 2023 | $4,996.00 (+41.01%) | $84,676 (+59.68%) Land $11,893 Building $72,783 | $241,930 (+59.68%) Land $33,980 Building $207,950 |
| 2022 | $3,543.00 Homeowner's exemption | $53,029 Land $10,343 Building $42,686 | |
| 2020 | $151,510 Land $29,550 Building $121,960 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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