5145 Riverwatch Dr, Cincinnati, OH 45238 Property Records

Hamilton County property record for 5145 Riverwatch Dr, Cincinnati, OH 45238

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,220 sqft · built 1986
Lot Size	0.219 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$167,136 (May 2019)
Tax Bill	$4,400 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`540-0031-0261-00`

Property Details

APN / Parcel Number

Primary APN	`540-0031-0261-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,220 sqft Living Area
1st Floor Area	550 sqft
2nd Floor Area	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.219 acres)
Lot Dimensions	213 ft deep x 89 ft wide
Garage Type	Attached
Garage Area	550 sqft
Parking Spaces	2 Parking Spaces
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	5145 RIVERWATCH DR
City	CINCINNATI
State	OH
Zip	45238-5901
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVERWATCH DR 89.74 X 213.73 IRR LOT 603 MT ALVERNO ESTATES BL
Legal Subdivision	MT ALVERNO ESTATES
Legal Lot Number	603
Jurisdiction	HAMILTON OH
Township / Civil Division	DELHI
Census Block Group	4
Census Block	4001
Census Tract	21421

Owner

Source: Hamilton County records · APN 540-0031-0261-00

Assessment roll updated March 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	5145 RIVERWATCH DR, CINCINNATI, OH 45238-5901
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 21, 2019 · Amount on Record
Deed Sale	May 21, 2019 · Amount on Record
Prior Sale	Jun 21, 2010 · Amount on Record
Deed Document Number	0000039260
Deed Book / Page	13922 / 01667
Record Updated	Jun 08, 2026

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	May 21, 2019
Property Address	5145 RIVERWATCH DR, CINCINNATI, OH 45238-5901
Document Number	0000039260
Book / Page	13922 / 01667
Map Reference	MB 246 PG 16&17
Instrument Date	May 13, 2019
Instrument	2019-0039260
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PRODIGY TITLE AGENCY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$668.80
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000039261
Date	May 21, 2019
Instrument	2019-0039261

Lender

Name	AURGROUP FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated March 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Delhi Township
Unified School District	Oak Hills Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,400.00 (+2.52%)	$74,018 (+%) Land $11,071 Building $62,947
2024	$4,292.00 (-0.3%)	$74,017 (-) Land $11,070 Building $62,947
2023	$4,305.00 (+12.52%)	$74,017 (+26.52%) Land $11,070 Building $62,947	$211,480 (+26.53%) Land $31,630 Building $179,850
2022	$3,826.00 Homeowner's exemption	$58,500 Land $9,629 Building $48,871
2020			$167,140 Land $27,510 Building $139,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 22, 2024 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 78% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Based on FCC filings for 630 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.