Hamilton County property record for 5156 Riverwatch Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,492 sqft · built 1986 |
| Lot Size | 0.255 acres (11,108 sqft) |
| Owner | Individual Name on File |
| Last Sale | $212,500 (Jun 2021) |
| Tax Bill | $4,421 (2025) |
| Deeds & Mortgages | Jan 2026 Line of Credit Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0031-0235-00 |
| Primary APN | 540-0031-0235-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,492 sqft Living Area |
| 1st Floor Area | 936 sqft |
| 2nd Floor Area | 556 sqft |
| Year Built | Built 1986 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 11,108 sqft (0.255 acres) |
| Lot Dimensions | 164 ft deep x 58 ft wide |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5156 RIVERWATCH DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERWATCH DR 58.13 X 164.84 IRR LOT 466 MT ALVERNO ESTATES BLD PT 3 |
| Legal Subdivision | MT ALVERNO ESTATES |
| Legal Block | D |
| Legal Lot Number | 466 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21421 |
5156 Riverwatch Dr is owned and occupied by an individual who bought it in June 2021.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 5156 RIVERWATCH DR, CINCINNATI, OH 45238-5902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 9, 2026 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Jun 30, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK |
| Aug 4, 2017 | Warranty Deed, Transfer NATIONS RELIABLE LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2021 · Amount on File |
| Deed Sale | Jun 30, 2021 · Amount on File |
| Prior Sale | Aug 4, 2017 · Amount on File |
| Deed Document Number | 2021-0079247 |
| Deed Book / Page | 14449 / 369 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5156 RIVERWATCH DR, CINCINNATI, OH 45238-5902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5156 RIVERWATCH DR, CINCINNATI, OH 45238-5902 |
| Document Number | 0000002018 |
|---|---|
| Date | Jan 9, 2026 |
| Book Page | 15579/320 |
| Instrument | 2026-0002018 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 2, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jun 30, 2021 |
| Property Address | 5156 RIVERWATCH DR, CINCINNATI, OH 45238-5902 |
| Document Number | 0000079247 |
| Book / Page | 14449 / 369 |
| Map Reference | MB 246 PG 16&17 |
| Instrument Date | Jun 18, 2021 |
| Instrument | 2021-0079247 |
| Transaction Type | Transfer |
| Record Updated | Jul 23, 2021 |
| Title Company | NORWEST TITLE, NORTHWEST TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $637.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 5156 RIVERWATCH DR, CINCINNATI, OH 45238-5902 |
| Document Number | 0000079248 |
|---|---|
| Date | Jun 30, 2021 |
| Instrument | 2021-0079248 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 4, 2017 |
| Property Address | 5156 RIVERWATCH DR, CINCINNATI, OH 45238-5902 |
| Document Number | 0000070769 |
| Book / Page | 013474 / 001078 |
| Instrument Date | Jul 25, 2017 |
| Instrument | 70769 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $447.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5156 RIVERWATCH DR CINCINNATI OH 452385902, CINCINNATI, OH 45238-5902 |
| Document Number | 70770 |
|---|---|
| Date | Aug 4, 2017 |
| Book Page | 013474/001080 |
| Instrument | 70770 |
| Name | NATIONS RELIABLE LNDG |
|---|---|
| Address | HOUSTON, TX 77098 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 3, 2047 |
The 2025 property tax bill for 5156 Riverwatch Dr was $4,421, up 2.5% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,421.00 (+2.5%) | $74,375 (-) Land $12,075 Building $62,300 | |
| 2024 | $4,313.00 (-0.3%) | $74,375 (-) Land $12,075 Building $62,300 | |
| 2023 | $4,326.00 (+26.75%) | $74,375 (+42.62%) Land $12,075 Building $62,300 | $212,500 Land $34,500 Building $178,000 |
| 2022 | $3,413.00 Homeowner's exemption | $52,150 Land $10,507 Building $41,643 | |
| 2020 | $149,000 Land $30,020 Building $118,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 5156 Riverwatch Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5156 Riverwatch Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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