Hamilton County property record for 5140 Riverwatch Dr, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,556 sqft · built 1985 |
| Lot Size | 0.576 acres (25,091 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,805 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0031-0238-00 |
| Primary APN | 540-0031-0238-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,556 sqft Living Area |
| 1st Floor Area | 1,006 sqft |
| 2nd Floor Area | 550 sqft |
| Basement Area | 1,006 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 25,091 sqft (0.576 acres) |
| Lot Dimensions | 360 ft deep x 20 ft wide |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
| Porch Area | 30 sqft |
| Patio Area | 216 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 5140 RIVERWATCH DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVERWATCH DR 20.01 X 360.55 IRR LOT 469 MT ALVERNO ESTATES BL |
| Legal Subdivision | MT ALVERNO ESTATES |
| Legal Lot Number | 469 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 21421 |
5140 Riverwatch Dr is owned and occupied by an individual who acquired it in October 2019.
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5140 RIVERWATCH DR, CINCINNATI, OH 45238-5902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGEPROS LLC |
| Oct 14, 2019 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 14, 2019 |
| Transfer Doc | 0000089118 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 5140 RIVERWATCH DR, CINCINNATI, OH 45238-5902 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000038575 |
|---|---|
| Date | Apr 15, 2022 |
| Book Page | 14647/1138 |
| Instrument | 2022-0038575 |
| Name | MORTGAGEPROS LLC |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 14, 2019 |
| Property Address | 5140 RIVERWATCH DR, CINCINNATI, OH 45238-5902 |
| Document Number | 0000089118 |
| Book / Page | 014022 / 001035 |
| Instrument Date | Oct 4, 2019 |
| Instrument | 89118 |
| Transaction Type | Transfer |
| Record Updated | Nov 26, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $568.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5140 RIVERWATCH DR CINCINNATI OH 452385902, CINCINNATI, OH 45238-5902 |
| Document Number | 89119 |
|---|---|
| Date | Oct 14, 2019 |
| Book Page | 014022/001037 |
| Instrument | 89119 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 13, 2049 |
The 2025 property tax bill for 5140 Riverwatch Dr was $5,805, up 1.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,805.00 (+1.42%) | $97,486 (-) Land $19,775 Building $77,711 | |
| 2024 | $5,724.00 (-0.19%) | $97,486 (-) Land $19,775 Building $77,711 | |
| 2023 | $5,735.00 (+72.74%) | $97,486 (+96.15%) Land $19,775 Building $77,711 | $278,530 Land $56,500 Building $222,030 |
| 2022 | $3,320.00 Homeowner's exemption | $49,700 Land $17,234 Building $32,466 | |
| 2020 | $142,000 Land $49,240 Building $92,760 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5140 Riverwatch Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 5140 Riverwatch Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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