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5154 Beach River Rd, Windermere, FL 34786 Property Records

Orange County property record for 5154 Beach River Rd, Windermere, FL 34786 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,659 sqft · built 2004
Lot Size0.149 acres (6,479 sqft)
Owner2 Individual Names on File
Last Sale$265,000 (Apr 2017)
Tax Bill$3,976 (2025)
Deeds & MortgagesMar 2019 Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN10-23-27-8390-00-470

Property Details

APN / Parcel Number

Primary APN10-23-27-8390-00-470
Alternative APNs
  • 272310839000470
  • 137407
  • 138261
  • 139775

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,659 sqft Living Area
Gross Area2,400 sqft
1st Floor Area1,659 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,479 sqft (0.149 acres)
Garage TypeAttached
Garage Area501 sqft
Parking Spaces2 Parking Spaces
PorchFlorida Room
Porch Area240 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5154 BEACH RIVER RD
CityWINDERMERE
StateFL
Zip34786-3132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUMMERPORT PHASE 2 54/104 LOT 47
Legal Range27E
Legal Township23S
Legal Section10
Legal SubdivisionSUMMERPORT PH 2
Legal Phase2
Legal Tract8390
Legal Lot Number47
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2018
Census Tract17114

Owner

Source: Orange County records · APN 10-23-27-8390-00-470

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5154 BEACH RIVER RD, WINDERMERE, FL 34786-3132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 20, 2019Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 19, 2020Deed of Trust, Mortgage · Conventional with PMI
UNITED WHOLESALE MTG
Apr 28, 2017Warranty Deed, Transfer · FHA Mortgage
FLAGSTAR BK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 01, 2017 · Amount on Record
Deed SaleApr 01, 2017 · Amount on Record
Prior SaleJun 18, 2014 · Amount on Record
Record UpdatedJun 08, 2026

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address5154 BEACH RIVER RD, WINDERMERE, FL 34786-3132
Transaction TypeMortgage
Record UpdatedAug 01, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000163045
DateMar 20, 2019
Instrument20190163045
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2049

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address5154 BEACH RIVER RD, WINDERMERE, FL 34786-3132
Document Number0000582810
Instrument DateOct 19, 2020
Transaction TypeMortgage
Record UpdatedNov 26, 2020
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5154 BEACH RIVER RD WINDERMERE FL 347863132, WINDERMERE, FL 34786-3132

Mortgage

Document Number0000582810
DateNov 09, 2020
Instrument582810
Lender
NameUNITED WHOLESALE MTG
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueNov 08, 2050

April 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateApr 28, 2017
Property Address5154 BEACH RIVER RD, WINDERMERE, FL 34786-3132
Document Number0000235033
Instrument DateApr 20, 2017
Instrument235033
Transaction TypeTransfer
Record UpdatedMay 15, 2017
Title CompanyEQUITABLE TITLE/DR PHILLIPS LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,855.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5154 BEACH RIVER RD WINDERMERE FL 347863132, WINDERMERE, FL 34786-3132

Mortgage

Document Number235034
DateApr 28, 2017
Instrument235034
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098-2639
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 27, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$251,179 (+2.7%)$423,070 (-1.1%) Land $125,000 Building $298,070
2025$3,976.00 (+5.97%) Homeowner's exemption$244,575 (+5.99%)$427,790 (+17.71%) Land $125,000 Building $302,790
2024$3,752.00 (+7.51%)
2023$3,490.00 (+4.55%) Homeowner's exemption$230,759 (+3%)$363,417 (+16.83%) Land $125,000 Building $238,417
2022$3,338.00 Homeowner's exemption$224,038$311,063 Land $110,000 Building $201,063

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950171142, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance CostPremium on Record
median of 41 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
32 of 41 on primary residences
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022, other causes, Hurricane Ian

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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