Orange County property record for 5155 Beach River Rd, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,606 sqft · built 2005 |
| Lot Size | 0.163 acres (7,092 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $370,000 (Jan 2019) |
| Tax Bill | $7,529 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-27-8390-00-190 |
| Primary APN | 10-23-27-8390-00-190 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,606 sqft Living Area |
| Gross Area | 3,666 sqft |
| 1st Floor Area | 1,477 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,092 sqft (0.163 acres) |
| Garage Type | Attached |
| Garage Area | 544 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 317 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5155 BEACH RIVER RD |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-3133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | SUMMERPORT PHASE 2 54/104 LOT 19 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 10 |
| Legal Subdivision | SUMMERPORT PH 2 |
| Legal Phase | 2 |
| Legal Tract | 8390 |
| Legal Lot Number | 19 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 17114 |
Source: Orange County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5155 BEACH RIVER RD, WINDERMERE, FL 34786-3133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2022 | Deed of Trust, Mortgage · Conventional Mortgage METRO CITY BANK |
| Jan 7, 2019 | Warranty Deed, Transfer · ARM HOMEXPRESS MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 7, 2019 · Amount on Record |
| Deed Sale | Jan 7, 2019 · Amount on Record |
| Prior Sale | Oct 10, 2007 · Amount on Record |
| Deed Document Number | 201911666 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 5155 BEACH RIVER RD, WINDERMERE, FL 34786-3133 |
| Transaction Type | Mortgage |
| Record Updated | Apr 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5155 BEACH RIVER RD, WINDERMERE, FL 34786-3133 |
| Document Number | 0000235216 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 20220235216 |
| Name | METRO CITY BANK |
|---|---|
| Type | Bank |
| Address | ATLANTA, GA 30340 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | May 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 10.5% |
| Index | 1-Year CMT |
| Max Rate | 10.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jan 7, 2019 |
| Property Address | 5155 BEACH RIVER RD, WINDERMERE, FL 34786-3133 |
| Document Number | 0000011666 |
| Map Reference | MB 54 PG 104 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 20190011666 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | TICON TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,590.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5155 BEACH RIVER RD, 5155, WINDERMERE, FL 34786-3133 |
| Name | Verified Name |
|---|---|
| Address | 5155 BEACH RIVER RD, WINDERMERE, FL 34786-3133 |
| Document Number | 0000011667 |
|---|---|
| Date | Jan 7, 2019 |
| Instrument | 20190011667 |
| Name | HOMEXPRESS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Type Change Date | Jan 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 4.75% |
| Max Rate At Change | 8.37% |
| Index | 1-Year LIBOR |
| Max Rate | 11.3% |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $477,307 (+2.7%) | $593,070 (-0.04%) Land $140,000 Building $453,070 | |
| 2025 | $7,529.00 (+4.45%) Homeowner's exemption | $464,759 (+5.99%) | $593,290 (+19.25%) Land $133,000 Building $460,290 |
| 2024 | $7,208.00 (+7.39%) | ||
| 2023 | $6,712.00 (+3.68%) Homeowner's exemption | $438,506 (+3%) | $497,519 (+16.86%) Land $133,000 Building $364,519 |
| 2022 | $6,474.00 Homeowner's exemption | $425,734 Land $118,750 Building $306,984 | $425,734 Land $118,750 Building $306,984 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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