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5136 Beach River Rd, Windermere, FL 34786 Property Records

Orange County property record for 5136 Beach River Rd, Windermere, FL 34786

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,169 sqft · built 2004
Lot Size0.149 acres (6,477 sqft)
Owner2 Individual Names on File
Last Sale$310,000 (Mar 2020)
Tax Bill$7,881 (2025)
Deeds & MortgagesAug 2022 Mortgage
Nov 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN10-23-27-8390-00-490

Property Details

APN / Parcel Number

Primary APN10-23-27-8390-00-490
Alternative APNs
  • 272310839000490
  • 137409
  • 138263
  • 139778

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,169 sqft Living Area
Gross Area2,990 sqft
1st Floor Area1,443 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,477 sqft (0.149 acres)
Garage TypeAttached
Garage Area530 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area163 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5136 BEACH RIVER RD
CityWINDERMERE
StateFL
Zip34786-3132
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeP-D
Legal DescriptionSUMMERPORT PHASE 2 54/104 LOT 49
Legal Range27E
Legal Township23S
Legal Section10
Legal SubdivisionSUMMERPORT PH 2
Legal Phase2
Legal Tract8390
Legal Lot Number49
JurisdictionORANGE FL
Township / Civil DivisionSOUTHWEST ORANGE
Census Block Group2
Census Block2018
Census Tract17114

Owner

Source: Orange County records · APN 10-23-27-8390-00-490

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address5136 BEACH RIVER RD, WINDERMERE, FL 34786-3132
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 08, 2022Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Nov 24, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Mar 17, 2020Warranty Deed, Transfer · FHA Mortgage
FLAGSTAR BK
Apr 09, 2019Grant Deed, Transfer
TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING
Jan 11, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY
Jan 12, 2017Loan Modification, Mortgage
FEDERAL NAT'L MTG ASSN (FNMA)

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 17, 2020 · Amount on Record
Deed SaleMar 17, 2020 · Amount on Record
Prior SaleApr 09, 2019 · Amount on Record
Deed Document Number2020169763
Record UpdatedSep 20, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address5136 BEACH RIVER RD, WINDERMERE, FL 34786-3132
Transaction TypeMortgage
Record UpdatedAug 19, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5136 BEACH RIVER RD, WINDERMERE, FL 34786-3132

Mortgage

Document Number0000483250
DateAug 08, 2022
Instrument20220483250
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term332 Months
DueApr 01, 2050

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address5136 BEACH RIVER RD, WINDERMERE, FL 34786-3132
Transaction TypeMortgage
Record UpdatedAug 01, 2022
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address5136 BEACH RIVER RD, WINDERMERE, FL 34786-3132

Mortgage

Document Number0000723461
DateNov 24, 2021
Instrument20210723461
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressJACKSONVILLE, FL 32202
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueOct 01, 2051

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateMar 17, 2020
Property Address5136 BEACH RIVER RD, WINDERMERE, FL 34786-3132
Document Number0000169763
Instrument DateMar 13, 2020
Instrument169763
Transaction TypeTransfer
Record UpdatedApr 28, 2020
Title CompanyARTESIAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,170.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5136 BEACH RIVER RD WINDERMERE FL 347863132, WINDERMERE, FL 34786-3132

Mortgage

Document Number169764
DateMar 17, 2020
Instrument169764
Lender
NameFLAGSTAR BK
TypeBank
AddressTROY, MI 48098-2639
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 16, 2050

April 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionORANGE FL
Recording DateApr 09, 2019
Property Address5136 BEACH RIVER RD, WINDERMERE, FL 34786-3132
Document Number0000213681
Instrument DateApr 05, 2019
Instrument213681
Transaction TypeTransfer
Record UpdatedApr 26, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

AmountAmount Recorded
Tax$2,003.40
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address3824 WINDING LAKE CIR ORLANDO FL 328352654, ORLANDO, FL 32835-2654

January 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionORANGE FL
Recording DateJan 11, 2019
Property Address5136 BEACH RIVER RD, WINDERMERE, FL 34786-3132
Document Number0000024977
Instrument DateNov 21, 2018
Instrument24977
Transaction TypeForeclosure
Record UpdatedJan 29, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$161.70
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipAssociation
Address1701 W HILLSBORO BLVD #400 DEERFIELD BEACH FL 334421572, 400, DEERFIELD BEACH, FL 33442-1572

January 2017: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address5136 BEACH RIVER RD, WINDERMERE, FL 34786-3132
Document Number0000118064
Instrument DateJan 12, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address407 WEKIVA SPRINGS RD #217 LONGWOOD FL 327796096, 217, LONGWOOD, FL 32779-6096

Mortgage

Document Number0000118064
DateMar 06, 2017
Instrument118064
Lender
NameFEDERAL NAT'L MTG ASSN (FNMA)
TypeMortgage Company
Agreement
AmountAmount Recorded
Term480 Months
DueMar 05, 2057
Interest
Rate TypeAdjustable Rate
Rate2%

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$484,200 (-0.48%) Land $125,000 Building $359,200$484,200 (-1.2%) Land $125,000 Building $359,200
2025$7,881.00 (+4.4%) Homeowner's exemption$486,529 (+16.9%)$490,100 (+17.76%) Land $125,000 Building $365,100
2024$7,549.00 (+20.38%)
2023$6,271.00 (+12.91%)$416,182 (+17.37%) Land $125,000 Building $291,182$416,182 (+17.37%) Land $125,000 Building $291,182
2022$5,554.00$354,583 Land $110,000 Building $244,583$354,583 Land $110,000 Building $244,583

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 41 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies41 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2022 · Hurricane Ian

Wildfire

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 330 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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