Orange County property record for 5137 Beach River Rd, Windermere, FL 34786
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,466 sqft · built 2005 |
| Lot Size | 0.189 acres (8,214 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $415,000 (Jul 2019) |
| Tax Bill | $6,314 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Jul 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-23-27-8390-00-160 |
| Primary APN | 10-23-27-8390-00-160 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,466 sqft Living Area |
| Gross Area | 3,560 sqft |
| 1st Floor Area | 1,309 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,214 sqft (0.189 acres) |
| Garage Type | Attached |
| Garage Area | 567 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 465 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 5137 BEACH RIVER RD |
|---|---|
| City | WINDERMERE |
| State | FL |
| Zip | 34786-3133 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | P-D |
| Legal Description | SUMMERPORT PHASE 2 54/104 LOT 16 |
| Legal Range | 27E |
| Legal Township | 23S |
| Legal Section | 10 |
| Legal Subdivision | SUMMERPORT PH 2 |
| Legal Phase | 2 |
| Legal Tract | 8390 |
| Legal Lot Number | 16 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | SOUTHWEST ORANGE |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 17114 |
Source: Orange County records, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5137 BEACH RIVER RD, WINDERMERE, FL 34786-3133 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 18, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Jul 16, 2019 | Warranty Deed, Transfer · VA Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 16, 2019 · Amount on Record |
| Deed Sale | Jul 16, 2019 · Amount on Record |
| Prior Sale | Sep 2, 2015 · Amount on Record |
| Deed Document Number | 2019434163 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 5137 BEACH RIVER RD, WINDERMERE, FL 34786-3133 |
| Document Number | 0000253016 |
| Instrument Date | Apr 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2020 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5137 BEACH RIVER RD WINDERMERE FL 347863133, WINDERMERE, FL 34786-3133 |
| Document Number | 0000253016 |
|---|---|
| Date | Apr 24, 2020 |
| Instrument | 253016 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 23, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Jul 16, 2019 |
| Property Address | 5137 BEACH RIVER RD, WINDERMERE, FL 34786-3133 |
| Document Number | 0000434163 |
| Map Reference | MB 54 PG 104-111 |
| Instrument Date | Jul 8, 2019 |
| Instrument | 20190434163 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2022 |
| Title Company | WEST ORANGE TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,905.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 11311 WINSTON WILLOW CT, 11311, WINDERMERE, FL 34786-6011 |
| Name | Verified Name |
|---|---|
| Address | 5137 BEACH RIVER RD, WINDERMERE, FL 34786-3133 |
| Investor | Possibly a Property Investor |
| Document Number | 0000434164 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 20190434164 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Non-Lending Institution |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $399,963 (+2.7%) | $601,420 (-0.25%) Land $140,000 Building $461,420 | |
| 2025 | $6,314.00 (+4.78%) Homeowner's exemption | $389,448 (+5.99%) | $602,920 (+19.86%) Land $133,000 Building $469,920 |
| 2024 | $6,026.00 (+7.42%) | ||
| 2023 | $5,610.00 (+3.87%) Homeowner's exemption | $367,449 (+3%) | $503,027 (+16.05%) Land $133,000 Building $370,027 |
| 2022 | $5,401.00 Homeowner's exemption | $356,747 | $433,472 Land $118,750 Building $314,722 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 1 (2022) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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