Kane County property record for 515 Willis St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 752 sqft · built 1923 |
| Lot Size | 0.161 acres (6,995 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (May 2003) |
| Tax Bill | $2,753 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-24-163-003 |
| Primary APN | 06-24-163-003 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 752 sqft Living Area |
| Gross Area | 1,504 sqft |
| 1st Floor Area | 752 sqft |
| Basement Area | 752 sqft |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Construction Type | Frame |
| Lot Area | 6,995 sqft (0.161 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Street Address | 515 WILLIS ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7745 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W H HINTZES SUB BLOCKS 4, 5, 6, 7, 8, & 9 OF HINTZE & POTTERS ADDN AS AMENDED LOTS 3 & 4 &WEST 15 FT LOT 5 (EXCEPT SOUTH 60 FT) BLOCK 4 |
| Legal Subdivision | W H HINTZES SUB |
| Legal Block | 4,5 |
| Legal Lot Number | 3,4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-24-163-003
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 515 WILLIS ST, ELGIN, IL 60123-7745 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION 1 |
| Feb 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION ONE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 05, 2003 · Amount on Record |
| Deed Sale | May 05, 2003 · Amount on Record |
| Deed Document Number | 200374813 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 515 WILLIS ST, ELGIN, IL 60123-7745 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000032321 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021K032321 |
| Name | CREDIT UNION 1 |
|---|---|
| Type | Credit Union |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.87% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 515 WILLIS ST, ELGIN, IL 60123-7745 |
| Document Number | 0000012240 |
| Instrument Date | Feb 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | May 05, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 515 WILLIS ST ELGIN IL 601237745, ELGIN, IL 60123-7745 |
| Document Number | 0000012240 |
|---|---|
| Date | Mar 08, 2017 |
| Instrument | 12240 |
| Name | CREDIT UNION ONE |
|---|---|
| Type | Credit Union |
| Address | RANTOUL, IL 61866 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Mar 07, 2022 |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,753.00 (-5.26%) Homeowner's exemption Senior Citizen's exemption | ||
| 2024 | $47,978 (+21.39%) Land $14,086 Building $33,892 | $143,992 (+21.44%) Land $42,275 Building $101,717 | |
| 2022 | $2,906.00 (+5.25%) Homeowner's exemption | $39,523 (+6.96%) Land $11,604 Building $27,919 | $118,569 (+6.96%) Land $34,812 Building $83,757 |
| 2021 | $2,761.00 Homeowner's exemption | $36,951 Land $10,849 Building $26,102 | $110,853 Land $32,547 Building $78,306 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 385 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELGIN serves 114,797 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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