500 Willis St, Elgin, IL 60123 Property Records

Kane County property record for 500 Willis St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,120 sqft · built 1950
Lot Size0.148 acres (6,435 sqft)
Owner2 Individual Names on Record
Last Sale$176,000 (Jul 2019)
Tax Bill$4,251 (2025)
Deeds & MortgagesJul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-24-162-011

Property Details

APN / Parcel Number

Primary APN06-24-162-011

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
Gross Area1,440 sqft
1st Floor Area1,120 sqft
Basement Area320 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area6,435 sqft (0.148 acres)
Lot Dimensions132 ft deep x 49 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address500 WILLIS ST
CityELGIN
StateIL
Zip60123-7746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR D JOHNSONS ADDN LOT 2
Legal SubdivisionR D JOHNSONS ADDN
Legal Block3
Legal Lot Number2
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3009
Census Tract851600

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address500 WILLIS ST, ELGIN, IL 60123-7746
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 31, 2019 · Amount on Record
Deed SaleJul 31, 2019 · Amount on Record
Prior SaleNov 25, 2009 · Amount on Record
Deed Document Number201933685
Record UpdatedSep 20, 2026

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 31, 2019
Property Address500 WILLIS ST, ELGIN, IL 60123-7746
Document Number0000033685
Instrument DateJul 10, 2019
Instrument2019K033685
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$176.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address500 WILLIS ST, 500, ELGIN, IL 60123-7746

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address311 W CHICAGO ST, ELGIN, IL 60123-5405

Mortgage

Document Number0000033686
DateJul 31, 2019
Instrument2019K033686
Lender
NameUS BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

Mortgage

Document Number0000033687
DateJul 31, 2019
Instrument2019K033687
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
TypeGovernment Agency
AddressCHICAGO, IL 60601
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,251.00 (+15.77%) Homeowner's exemption
2024$58,695 (+21.39%) Land $12,076 Building $46,619$176,155 (+21.44%) Land $36,242 Building $139,913
2022$3,672.00 (+5%) Homeowner's exemption$48,351 (+6.96%) Land $9,948 Building $38,403$145,053 (+6.96%) Land $29,844 Building $115,209
2021$3,497.00 Homeowner's exemption$45,205 Land $9,301 Building $35,904$135,615 Land $27,903 Building $107,712

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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