505 Willis St, Elgin, IL 60123 Property Records

Kane County property record for 505 Willis St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,429 sqft · built 1933
Lot Size	0.243 acres (10,602 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Apr 2021)
Tax Bill	$5,231 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-163-002`

Property Details

APN / Parcel Number

Primary APN	`06-24-163-002`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,429 sqft Living Area
Gross Area	2,477 sqft
1st Floor Area	1,429 sqft
Basement Area	1,048 sqft

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1933
Construction Type	Frame
Lot Area	10,602 sqft (0.243 acres)
Lot Dimensions	171 ft deep x 62 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	505 WILLIS ST
City	ELGIN
State	IL
Zip	60123-7745
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HINTZES, W.H., SUB. - SOUTH 1/2 LOTS 1 & 2 BLK 4
Legal Subdivision	HINTZES W H SUB
Legal Block	4
Legal Lot Number	1,2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3007
Census Tract	851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	505 WILLIS ST, ELGIN, IL 60123-7745
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2021 · Amount on Record
Deed Sale	Apr 20, 2021 · Amount on Record
Prior Sale	Dec 13, 2012 · Amount on Record
Deed Document Number	202130980
Prior Transfer Date	Jun 5, 2002
Prior Transfer Doc	0000080721
Record Updated	Oct 29, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Apr 20, 2021
Property Address	505 WILLIS ST, ELGIN, IL 60123-7745
Document Number	0000030980
Instrument Date	Apr 6, 2021
Instrument	2021K030980
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$235.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 WILLIS ST, 505, ELGIN, IL 60123-7745

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	980 CONGDON AVE # 10, 10, ELGIN, IL 60120-3102

Mortgage

Document Number	0000030981
Date	Apr 20, 2021
Instrument	2021K030981

Lender

Name	BJV FINANCIAL SERVICES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,231.00 (+15.81%) Homeowner's exemption	$76,569 (+8.57%) Land $16,038 Building $60,531	$229,799 (+8.57%) Land $48,133 Building $181,666
2024		$70,525 (+21.39%) Land $14,772 Building $55,753	$211,660 (+21.44%) Land $44,334 Building $167,326
2022	$4,517.00 (+4.8%) Homeowner's exemption	$58,096 (+6.96%) Land $12,168 Building $45,928	$174,288 (+6.96%) Land $36,504 Building $137,784
2021	$4,310.00 Homeowner's exemption	$54,315 Land $11,376 Building $42,939	$162,945 Land $34,128 Building $128,817

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20