514 Willis St, Elgin, IL 60123 Property Records

Kane County property record for 514 Willis St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 725 sqft · built 1951
Lot Size0.148 acres (6,435 sqft)
Owner2 Company Names on Record
Last Sale$145,000 (Nov 2021)
Tax Bill$3,981 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Nov 2021 Transfer
Flood ZoneZone X (minimal risk)
APN06-24-162-013

Property Details

APN / Parcel Number

Primary APN06-24-162-013

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area725 sqft Living Area
Gross Area1,450 sqft
1st Floor Area725 sqft
Basement Area725 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame
Lot Area6,435 sqft (0.148 acres)
Garage TypeDetached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address514 WILLIS ST
CityELGIN
StateIL
Zip60123-7746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionR D JOHNSONS ADDN LOT 4
Legal SubdivisionR D JOHNSONS ADDN
Legal Block3
Legal Lot Number4
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3009
Census Tract851600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address183 N DU BOIS AVE, ELGIN, IL 60123-5212
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Nov 8, 2021Warranty Deed, Transfer · Conventional Mortgage
EVERETT FINANCIAL INC
Nov 8, 2021Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 8, 2021 · Amount on Record
Deed SaleNov 8, 2021 · Amount on Record
Prior SaleNov 8, 1995
Deed Document Number202184263
Prior Transfer DateOct 12, 2021
Prior Transfer Doc0000084262
Record UpdatedSep 20, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateNov 8, 2021
Property Address514 WILLIS ST, ELGIN, IL 60123-7746
Document Number0000084263
Instrument DateOct 29, 2021
Instrument2021K084263
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$145.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address954 S KIRK AVE, 954, ELMHURST, IL 60126-5143

Transferred To (Grantee/Buyer)

NameVerified Name
Address183 N DU BOIS AVE, ELGIN, IL 60123-5212

Mortgage

Document Number0000084264
DateNov 8, 2021
Instrument2021K084264
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2051
Interest
Rate TypeFixed Rate
Rate4.5%

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionKANE IL
Recording DateNov 8, 2021
Property Address514 WILLIS ST, ELGIN, IL 60123-7746
Document Number0000084262
Instrument DateOct 12, 2021
Instrument2021K084262
Transaction TypeTransfer
Record UpdatedNov 17, 2021

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address55 YORKTOWN CENTER #512512, 55, DUPAGE, IL

Transferred To (Grantee/Buyer)

NameVerified Name
Address954 S KIRK AVE, ELMHURST, IL 60126-5143

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,981.00 (+15.96%)$52,183 (+8.57%) Land $13,111 Building $39,072$156,612 (+8.57%) Land $39,349 Building $117,263
2024$48,064 (+21.4%) Land $12,076 Building $35,988$144,250 (+21.44%) Land $36,242 Building $108,007
2022$3,433.00 (+3.97%)$39,593 (+6.96%) Land $9,948 Building $29,645$118,779 (+6.96%) Land $29,844 Building $88,935
2021$3,302.00$37,017 Land $9,301 Building $27,716$111,051 Land $27,903 Building $83,148

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Willis St

Nearby Streets

Search Property Records by Address or Parcel Number