Osceola County property record for 437 Vermont Ave, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,932 sqft · built 1968 |
| Lot Size | 0.473 acres (20,603 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $29,000 (Aug 2011) |
| Tax Bill | $834 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-26-30-0001-0382-0060 |
| Primary APN | 01-26-30-0001-0382-0060 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,932 sqft Living Area |
| Gross Area | 2,217 sqft |
| 1st Floor Area | 1,932 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 1968 |
| Architectural Style | L-Shape |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 20,603 sqft (0.473 acres) |
| Lot Dimensions | 150 ft deep x 137 ft wide |
| Garage Type | Carport |
| Garage Area | 475 sqft |
| Carport | Carport |
| Carport Area | 475 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 437 VERMONT AVE |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-2754 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR1A |
| Legal Description | LAKE FRONT ADDN PB B PG 61/62 BLK 382 LOTS 6 & S 37.5 FT OF LOT 7 2/26/30 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 01 |
| Legal Subdivision | ST CLOUD 2ND PLAT TOWN OF |
| Legal Tract | 1 |
| Legal Block | 382 |
| Legal Lot Number | 6 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 43400 |
Source: Osceola County records, as of November 26, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 437 VERMONT AVE, SAINT CLOUD, FL 34769-2754 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 26, 2011 · Amount on Record |
| Deed Sale | Aug 26, 2011 · Amount on Record |
| Deed Document Number | 2011118685 |
| Deed Book / Page | 4169 / 1447 |
| Prior Transfer Date | Mar 3, 2011 |
| Prior Transfer Doc | 0041010756 |
| Record Updated | Jun 8, 2026 |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $834.00 (+5.84%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $106,148 (+7.39%) | $283,000 (+13.84%) Land $63,200 Building $219,800 |
| 2024 | $788.00 (+9.14%) | ||
| 2023 | $722.00 (-24.87%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $98,840 (+3%) | $248,600 (+16.6%) Land $57,500 Building $191,100 |
| 2022 | $961.00 Homeowner's exemption Disabled Person's exemption | $95,962 | $213,200 Land $51,800 Building $161,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Hotwire Communications.
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