500 Vermont Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 500 Vermont Ave, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1997
Square Footage	1,344 sqft Heated Area
Lot Size	7,405 sqft (0.169 acres)
Occupancy	Owner Occupied
Tax Bill	$1,115.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`76694`
Alternative APN	`012630000100220010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,344 sqft Heated Area
Gross Area	1,456 sqft Gross Area
1st Floor	1,008 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Vinyl/Resilient Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1997
Exterior Material	Combination Exterior
Construction Type	Frame Construction
Foundation Type	Footing Foundation
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,405 sqft (0.169 acres)
Depth X Width	150 ft x 50 ft Depth x Width
Porch	Enclosed Porch
Porch Area	448 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Account Number	76694
Street Address	500 VERMONT AVE
City	SAINT CLOUD
State	FL
Zip	34769-2757
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 33 BLK 22 LOTS 1 & 2 2/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD
Legal Tract	1
Legal Block	22
Legal Lot Number	1-2 2
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	3
Census Block	3031
Census Tract	43400

Owner

Source: Osceola County records · APN 76694

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	500 VERMONT AVE, SAINT CLOUD, FL 34769-2757
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 27, 2023
Deed Sale	Jan 27, 2023
Deed Doc Number	0063671915
Deed Book / Page	5235 / 1659
Prior Transfer Date	Nov 06, 2017
Prior Transfer Doc	2017158820
Record Refreshed	Jun 08, 2026

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Nov 06, 2017
Property Address	500 VERMONT AVE, SAINT CLOUD, FL 34769-2757
Document Number	0052351659
Book / Page	005235 / 001659
Instrument Date	Nov 06, 2017
Instrument	158820
Transaction Type	Transfer
Record Updated	Aug 28, 2018
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,190.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband And Wife
Address	500 VERMONT AVE ST CLOUD FL 347692757, ST CLOUD, FL 34769-2757

Mortgage

Document Number	52351661
Date	Nov 06, 2017
Book Page	005235/001661
Instrument	158821

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 05, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,115.00 (+8.46%) Homeowner's exemption	$105,177 (+5.99%)	$267,400 (+9.82%) Land $46,800 Building $220,600
2023	$1,028.00 (+5.22%) Homeowner's exemption	$99,236 (+3%)	$243,500 (+11.95%) Land $42,500 Building $201,000
2022	$977.00 Homeowner's exemption	$96,346	$217,500 Land $35,100 Building $182,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.