515 Summit St, Center Point, IA 52213 Property Records

Linn County property record for 515 Summit St, Center Point, IA 52213

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,638 sqft · built 1995
Lot Size	0.283 acres (12,320 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,120 (2025)
Deeds & Mortgages	Aug 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`05093-08006-00000`

Property Details

APN / Parcel Number

Primary APN	`05093-08006-00000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,638 sqft
Basement Area	1,176 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,320 sqft (0.283 acres)
Lot Dimensions	160 ft deep x 77 ft wide
Garage Type	Detached
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	210 sqft
Patio Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	515 SUMMIT ST
City	CENTER POINT
State	IA
Zip	52213-9537
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRICES LOT 7 & S5 & TH PT VAC ALLEY BET LOTS 6 & 7 BLK 8 LOT 8 BLOCK 8
Legal Range	8W
Legal Township	85N
Legal Section	09
Legal Subdivision	BRICES
Legal Block	8
Legal Lot Number	7,6,8
Jurisdiction	LINN IA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2066
Census Tract	10200

Owner

515 Summit St is owned and occupied by two individuals who acquired it in February 2003.

Source: Linn County records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	515 SUMMIT ST, CENTER POINT, IA 52213-9537
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 5, 2003
Transfer Doc	0000058708
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	515 SUMMIT ST, CENTER POINT, IA 52213-9537
Document Number	0101750402
Instrument Date	Aug 13, 2018
Transaction Type	Mortgage
Record Updated	Sep 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	515 SUMMIT ST CENTER POINT IA 522139537, CENTER POINT, IA 52213-9537

Mortgage

Document Number	0101750402
Date	Aug 17, 2018
Book Page	010175/000402

Lender

Name	CENTER BK & TR CO
Address	CENTER POINT, IA 52213

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 515 Summit St was $4,120.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Center Point City
Unified School District	Center Point-Urbana Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,000 (-) Land $21,000 Building $220,000	$241,000 (-) Land $21,000 Building $220,000
2025	$4,120.00	$241,000 Land $21,000 Building $220,000	$241,000 Land $21,000 Building $220,000
2024	$4,120.00
2023		$233,000 Land $21,000 Building $212,000	$233,000 Land $21,000 Building $212,000
2022	$3,714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 515 Summit St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2003–2008)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 515 Summit St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTER POINT WATER SUPPLY serves 2,579 people · EPA ID IA5718006
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
USA Communications Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20